We found 92 credit cards for you

Sort by

Reward Rates:

  • 5.00%

    Earn 5% cashback on Movie, Grocery and Bill Payments.

  • 0.50%

    Earn 0.50% cashback on other transactions.

Introductry Benefits
Rs. 250/-
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 1000/-
Annual Rewards
Rs. 0/-

Cashback on Movies

Save 5% as cashback on movie ticket purchases.

Cashback on Grocery Items

Save 5% as cashback on purchasing grocery items.

Reward Rates:

  • 1.20%

    Earn 12 points on every Rs. 200 spent on international transactions.

  • 0.60%

    Earn 6 points on every Rs. 200 spent on domestic transactions.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 0/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 15%

    Save 15% on dining at partner restaurants.

  • 6.67%

    Earn 10 Reward Points on hdfcinfinia.com, dining, and flight bookings.

  • 3.33%

    Earn 5 Reward Points on regular spend.

Introductry Benefits
Rs. 10000/-
Joining Fee
Rs. 10000/-
Annual Fee
Rs. 10000/-
Annual Rewards
Rs. 10000/-

Airport Lounge Access

Get complimentary Priority Pass international lounge access along with VISA/Mastercard domestic lounge benefits.

Complimentary Golf Games

Get Complimentary Golf Games at leading courses across worldwide.

Reward Rates:

  • 3.75%

    Earn 15 points on air india flight booking for primary cardholder.

  • 1.25%

    Earn 5 points on air india flight booking for others.

  • 0.50%

    Earn 2 points on other spend.

Introductry Benefits
Rs. 1250/-
Joining Fee
Rs. 1499/-
Annual Fee
Rs. 1499/-
Annual Rewards
Rs. 500/-

Lost Card Liability Cover

Get complimentary lost card liability cover of Rs. 1 Lac.

Milestone Bonus Rewards

Earn reward points worth upto Rs. 3,750 on spending Rs. 2 Lacs or above annually.

Reward Rates:

  • 7.5%

    Earn 30 points on air india flight booking for primary cardholder.

  • 2.5%

    Earn 10 points on air india flight booking for others

  • 1%

    Earn 4 points on other spend.

Introductry Benefits
Rs. 5000/-
Joining Fee
Rs. 4999/-
Annual Fee
Rs. 4999/-
Annual Rewards
Rs. 1250/-

Lost Card Liability Cover

Get complimentary lost card liability cover of Rs. 1 Lac.

Milestone Bonus Rewards

Earn reward points worth upto Rs. 25,000 on spending Rs. 5 Lacs or above annually.

Reward Rates:

  • 4.50%

    Earn upto 9 Reward Points on travel bookings at American Express Travel Online.

  • 0.50%

    Earn 2 Membership Rewards Point on each Rs. 100 spend.

Introductry Benefits
Rs. 1000/-
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 4500/-
Annual Rewards
Rs. 0/-

Monthly Bonus Reward Points

Earn Reward Points worth Rs. 250 on completing 6 transactions worth Rs. 1000 each month.

Complimentary Travel Benefits

Get free benefits like room upgrade and hotel credit at selected hotels.

Reward Rates:

  • 1.25%

    Earn 5 PAYBACK Points against MakeMyTrip transactions.

  • 0.50%

    Earn 2 PAYBACK Points against all other purchases.

Introductry Benefits
Rs. 2000/-
Joining Fee
Rs. 750/-
Annual Fee
Rs. 1500/-
Annual Rewards
Rs. 0/-

Discount on Travel

Save 5% on travel bookings through MakeMyTrip

Discount on Hotel Bookings

Save up to 70% on hotel bookings through MakeMyTrip.com

Reward Rates:

  • 0.50%

    Earn 1 Membership Rewards Point on each Rs. 50 spend.

Introductry Benefits
Rs. 1000/-
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 4500/-
Annual Rewards
Rs. 0/-

Monthly Bonus Reward Points

Earn Bonus Points worth Rs. 250 on completing 4 transactions worth Rs. 1000 each, every month.

Save on Dining

Get upto 20% discount on dining at partner restaurants.

Reward Rates:

  • 0.50%

    Earn 2 PAYBACK Points on each Rs. 100 spend.

Introductry Benefits
Rs. 750/-
Joining Fee
Rs. 750/-
Annual Fee
Rs. 1500/-
Annual Rewards
Rs. 0/-

Save on Dining

Get upto 20% discount on dining at partner restaurants.

Reward Rates:

  • 1.89%

    Earn 3 Points on each Rs. 40 spent on international transactions.

  • 0.63%

    Earn 1 Point on each Rs. 40 spent on regular transactions

Introductry Benefits
Rs. 40000/-
Joining Fee
Rs. 60000/-
Annual Fee
Rs. 60000/-
Annual Rewards
Rs. 0/-

Complimentary Membership to Premium Hotels

Get complimentary membership to premium partner hotels like Taj, Marriott and Hilton.

Complimentary Dining Privileges

Get free membership to EazyDiner Prime, Club ITC Culinaire and Taj Epicure dining programmes.

Reward Rates:

  • 5.00%

    Earn upto 20 Reward Points with EXTRA Membership Rewards partner brands.

  • 0.50%

    Earn 2 Membership Rewards Point on each Rs. 100 spend.

Introductry Benefits
Rs. 2750/-
Joining Fee
Rs. 5000/-
Annual Fee
Rs. 10000/-
Annual Rewards
Rs. 0/-

Complimentary Membership to Premium Hotels

Get free membership to lodging and elite tiers of Taj Hotels and Preferred Hotel Group

Reward Rates:

  • 2.50%

    Earn 5 Reward Points on grocery shopping at Grofers.

  • 0.50%

    Earn 1 Reward Point on each Rs. 50 spend.

Introductry Benefits
Rs. 4000/-
Joining Fee
Rs. 3500/-
Annual Fee
Rs. 5000/-
Annual Rewards
Rs. 0/-

Discount on MakeMyTrip

Get discount upto Rs. 15,000 on MakaMyTrip against international flights.

Reward Rates:

  • 3.25%

    Earn 13 points at BPCL Petrol pumps on fuel purchase.

  • 1.25%

    Earn 5 Points on Grocery, Department stores, moving, dining and utility bills.

  • 0.25%

    Earn 1 Point on other transactions.

Introductry Benefits
Rs. 500/-
Joining Fee
Rs. 499/-
Annual Fee
Rs. 499/-
Annual Rewards
Rs. 0/-

Fuel Surcharge Waiver

Save upto Rs. 100 on fuel each month.

Reward Rates:

  • 5%

    Earn 20 Points on purchase at Central Stores.

  • 2.5%

    Earn 10 Points on Dining & Movies.

  • 0.50%

    Earn 2 Points on regular purchase.

Introductry Benefits
Rs. 3000/-
Joining Fee
Rs. 2999/-
Annual Fee
Rs. 2999/-
Annual Rewards
Rs. 0/-

Discount on Movie Tickets

Save Rs. 500 each months on movie tickets.

Complimentary Gift Coupons

Get complimentary m-coupons worth Rs. 500 each for first 3 months.

Reward Rates:

  • 2.5%

    Earn 10 Points on purchase at Central Stores.

  • 1.25%

    Earn 10 Points on Dining & Movies.

  • 0.25%

    Earn 1 Point on regular purchase.

Introductry Benefits
Rs. 750/-
Joining Fee
Rs. 750/-
Annual Fee
Rs. 750/-
Annual Rewards
Rs. 0/-

Complimentary Gift Coupons

Get complimentary m-coupons worth Rs. 250 each for first 3 months.

Reward Rates:

  • 2.50%

    Earn 10 Points on Big Bazaar, Standalone Fbb and Food Bazaar outlets, and dining.

  • 0.25%

    Earn 1 Point on other transactions.

Introductry Benefits
Rs. 500/-
Joining Fee
Rs. 499/-
Annual Fee
Rs. 499/-
Annual Rewards
Rs. 500/-

Discount on Shopping

Save 10% at Fbb website and stores, and Big Bazaar Stores.

Fuel Surcharge Waiver

Save upto Rs. 100 on fuel each month.

Reward Rates:

  • 10%

    Earn upto 12.5 points railway bookings

  • 0.80%

    Earn 1 points on regular purchase.

Introductry Benefits
Rs. 87.5/-
Joining Fee
Rs. 300/-
Annual Fee
Rs. 300/-
Annual Rewards
Rs. 0/-

Railway Surcharge Waiver

Save railway surcharge waiver of 1.8% on ticket bookings at IRCTC portal.

Fuel Surcharge Waiver

Save upto Rs. 100 on fuel each month.

Reward Rates:

  • 2.50%

    Earn 10 Points on Auto-top up, Dining, Movies, Grocery and Departmental store purchases.

  • 0.25%

    Earn 1 Point on other transactions.

Introductry Benefits
Rs. 550/-
Joining Fee
Rs. 499/-
Annual Fee
Rs. 499/-
Annual Rewards
Rs. 0/-

Auto Top-up Facility

Your card get instantly Rs. 200 top-up if the minimum balance reaches Rs. 50.

Reward Rates:

  • 2.5%

    Earn 10 Points on Dining, Departmental and Grocery stores.

  • 1%

    Save 1% on Fuel Surcharge.

  • 0.50%

    Earn 10 Points on other purchase.

Introductry Benefits
Rs. 5000/-
Joining Fee
Rs. 4999/-
Annual Fee
Rs. 4999/-
Annual Rewards
Rs. 0/-

Discount on Movie Tickets

Save Rs. 500 each months on movie tickets.

Airport Lounge Access

Complimentary Priority Pass Membership along with VISA domestic lounge access.

Reward Rates:

  • 5%

    Earn 20 Points on Utility Bill Payments through SI.

  • 3.75%

    Earn 15 Points on purchase at BigBasket.

  • 2.75%

    Earn 10 Points on Movies, Dining, Groceries, and Departmental stores purchases.

  • 0.50%

    Earn 2 Points on other purchases.

Introductry Benefits
Rs. 3000/-
Joining Fee
Rs. 2999/-
Annual Fee
Rs. 2999/-
Annual Rewards
Rs. 0/-

Complimentary Memeberships

Earn rewards points with complimentary Trident Privilege Red Tier Membership and Air Vistara Silver Tier Membership.

Complimentary Lounge Access

Get complimentary Priority Pass Membership along with VISA / Mastercard Domestic Lounge Access.

Reward Rates:

  • 2.50%

    Earn 10 Points with Online Partner Brands.

  • 1.25%

    Earn 5 Points on Other Online purchases.

  • 0.25%

    Earn 1 Point on Other purchases.

Introductry Benefits
Rs. 500/-
Joining Fee
Rs. 499/-
Annual Fee
Rs. 499/-
Annual Rewards
Rs. 0/-

Milestone Rewards

Earn vouchers worth upto Rs. 4,000 on spending Rs. 1 Lac or above annually.

Annual Fee Waiver

Earn back your annual fee on spending Rs. 1 Lac or above annually.

Reward Rates:

  • 2.5%

    Earn 10 Points on Movies, Dining, Groceries, and Departmental stores purchases.

  • 0.25%

    Earn 1 Point on Other purchases.

Introductry Benefits
Rs. 500/-
Joining Fee
Rs. 499/-
Annual Fee
Rs. 499/-
Annual Rewards
Rs. 0/-

Annual Fee Waiver

Earn back your annual fee on spending Rs. 1 Lac annually.

Reward Rates:

  • 0.60%

    Save Rs. 1.20 with Reward Points on every Rs.200 spent online except for online travel spends.

  • 0.20%

    Save Rs. 0.40 with Reward Points on every Rs. 200 spent.

Introductry Benefits
Rs. 8000/-
Joining Fee
Rs. 750/-
Annual Fee
Rs. 750/-
Annual Rewards
Rs. 0/-

10% Off on Flipkart

Save upto Rs. 400 each month between 1st to 5th on Flipkart website, mobile site and app.

5% Off on Flipkart

Save upto Rs. 200 each month between 6th to 31st on Flipkart website, mobile site and app.

Reward Rates:

  • 2.00%

    Earn 20 Miles for every Rs. 200 spent on movie bookings.

  • 0.40%

    Earn 4 Miles for every Rs. 200 spent

Introductry Benefits
Rs. 1000/-
Joining Fee
Rs. 3500/-
Annual Fee
Rs. 3500/-
Annual Rewards
Rs. 600/-

Insurance Cover

Get personal accidental insurance cover of Rs. 2.50 Crores.

Travel Protection

Get travel protection cover of upto USD 1100.

Reward Rates:

  • 2.00%

    Earn 20 Miles for every Rs. 200 spent on movie bookings.

  • 0.60%

    Earn 6 Miles for every Rs. 200 spent.

Introductry Benefits
Rs. 3000/-
Joining Fee
Rs. 10000/-
Annual Fee
Rs. 4500/-
Annual Rewards
Rs. 800/-

Insurance Cover

Get personal accidental insurance cover of Rs. 4.50 Crores.

Travel Protection

Get travel protection cover of upto USD 1500.

Reward Rates:

  • 0.40%

    Earn 4 points on every Rs. 200 spent.

Introductry Benefits
Rs. 20/-
Joining Fee
Rs. 250/-
Annual Fee
Rs. 250/-
Annual Rewards
Rs. 0/-

Discount on Chosen Categories

Save 5% on any two spending categories of your choice – Dining, Fuel, Electronics, Utility Bills, Travel and Supermarkets.

Reward Rates:

  • 0.40%

    Earn 4 reward points on every Rs. 200 spent.

Introductry Benefits
Rs. 10,000 Max/-
Joining Fee
Rs. 1200/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 0/-

Discount on Flight Bookings

Save upto 20% on base fare domestic flight tickets, upto Rs. 500 per ticket.

Complimentary Travel & Hotel Vouchers

Get travel and hotel discount vouchers worth upto Rs. 10,000.

Reward Rates:

  • 4.00%

    Earn 40 Reward Points on Weekend Dining.

  • 2.00%

    Earn 20 Reward Points on Weekend Shopping.

  • 0.40%

    Earn 4 Reward Points on each eligible transaction.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 0/-

Discount on Movie Tickets

Get 25% cashback on each BookMyShow movie tickets.

Discount on Dining

Save upto 20% on dining at partner restaurants.

Reward Rates:

  • 0.20%

    Earn 2 Reward Points on every Rs. 200 Spend.

Introductry Benefits
Rs. 550/-
Joining Fee
Rs. 250/-
Annual Fee
Rs. 250/-
Annual Rewards
Rs. 0/-

Discount on Movies, Bus Tickets, Mobile Recharge and Apparels

Save 10% on RedBus ticket reservation, BookMyshow Movie Tickets, Myntra & Jabong and mobile recharges at FreeCharge mobile app.

Jabong Discount Vouchers

Get Jabong discount voucher of Rs. 350 on minimuim purchase of Rs. 700, only for new Jabong users.

Reward Rates:

  • 1.20%

    Earn 12 points on every Rs. 200 spent on the credit card internationally.

  • 0.60%

    Earn 6 points on every Rs. 200 spent on the credit card domestically.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 200/-
Annual Rewards
Rs. 0/-

Discount on Movie Tickets

Save flat 25% on BookMyShow Movie Tickets.

Reward Rates:

  • 0.40%

    Earn 4 eDge Loyalty reward points on every Rs. 200 spent

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 250/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Reward Rates:

  • 0.80%

    Earn 8 eDge Loyalty reward points on every Rs. 200 spent

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Reward Rates:

  • 1.00%

    Save Rs. 2 on every Rs. 200 Spend.

Introductry Benefits
Rs. 5000/-
Joining Fee
Rs. 1500/-
Annual Fee
Rs. 1500/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Travel Insurace Cover

Air Accident Cover of Rs. 2.50 Crores along with travel cover.

Reward Rates:

  • 2.00%

    Earn 20 eDGE Points for every Rs. 200 spent on retail shopping.

  • 1.00%

    Earn 10 eDGE Points for every Rs. 200 spent on other spend.

Introductry Benefits
Rs. 1000/-
Joining Fee
Rs. 3000/-
Annual Fee
Rs. 3000/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Reward Rates:

  • 0.80%

    Earn 8 points on every Rs. 200 spent on the credit card internationally.

  • 0.40%

    Earn 4 points on every Rs. 200 spent on travel bookings.

  • 0.10%

    Earn 2 Points on other transactions.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 250/-
Annual Fee
Rs. 100/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Reward Rates:

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 1500/-
Annual Fee
Rs. 1500/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Travel Insurace Cover

Air Accident Cover of Rs. 2.50 Crores along with travel cover.

Reward Rates:

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 10000/-
Annual Fee
Rs. 10000/-
Annual Rewards
Rs. 0/-

Club Vistara Memebership

Get Complimentary Club Vistara Gold Tier Membership.

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Reward Rates:

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 3000/-
Annual Fee
Rs. 3000/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Club Vistara Memebership

Get Complimentary Club Vistara Silver Tier Membership.

Reward Rates:

  • 2.00%

    Earn 20 points on every Rs. 200 spent internationally.

  • 1.00%

    Earn 10 points on every Rs. 200 spent domestically.

Introductry Benefits
Rs. 1200/-
Joining Fee
Rs. 5000/-
Annual Fee
Rs. 3000/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Discount on Movie Tickets

Save 50% on Movie Tickets.

Reward Rates:

  • 15%

    Save max 15% on dining.

  • 5%

    Save 5% on movies, utility bills, and telephone bills.

  • 0.50%

    Save 0.50% on other spend.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 15%

    Save max 15% on dining.

  • 1.5%

    Earn upto 10 Miles on Travel Bookings.

  • 1%

    Save 1% on Fuel Surcharge.

Introductry Benefits
Rs. 1500/-
Joining Fee
Rs. 3000/-
Annual Fee
Rs. 3000/-
Annual Rewards
Rs. 450/-

Airport Lounge Access

Get Complimentary access to VISA / Mastercard airport lounges.

Reward Rates:

  • 2%

    Earn 2 Points on international purchase.

  • 1%

    Save 1% on Fuel Surcharge and all domestic purchase.

Introductry Benefits
Rs. 20000/-
Joining Fee
Rs. 20000/-
Annual Fee
Rs. 20000/-
Annual Rewards
Rs. 20000/-

Renewal Bonus Rewards

Earn 10,000 bonus air miles along with vouchers worth Rs. 10,000.

Priority Pass Memebership

Avail Unlimited Complimentary Priority Pass Membership.

Reward Rates:

  • 15%

    Save max 15% on dining.

  • 2.8%

    Earn 10 Points on Apparel and Departmental Store Purchase.

  • 1%

    Save 1% on Fuel Surcharge.

Introductry Benefits
Rs. 875/-
Joining Fee
Rs. 0/-
Annual Fee
Rs. 1000/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 15%

    Save max 15% on dining.

  • 2.8%

    Earn 10 Points on Apparel and Departmental Store Purchase.

  • 1%

    Save 1% on Fuel Surcharge.

Introductry Benefits
Rs. 350/-
Joining Fee
Rs. 0/-
Annual Fee
Rs. 1000/-
Annual Rewards
Rs. 1000/-

Reward Rates:

  • 0.56

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. /-

Reward Rates:

  • 15%

    Save max 15% on dining.

  • 4.2%

    Save max 4.2% with reward points on shopping at ShoppersStop.

  • 1%

    Save 1% on Fuel Surcharge.

Introductry Benefits
Rs. 500/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 500/-

Annual Fee Waiver

Earn back annual fee by spending Rs. 30,000 annually.

Reward Rates:

  • 15%

    Save max 15% on dining.

  • 2.66%

    Earn 4 Turbo Points on fuel purchase.

  • 1.33%

    Earn 2 Turbo Points on shopping at partner grocery stores and supermarkets.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 1000/-
Annual Rewards
Rs. 1000/-

Reward Rates:

  • 1.00%

    Earn 6 Reward Points on every Rs. 150 spent on AllMiles Website.

  • 0.50%

    Earn 3 Reward Points on every Rs. 150 spent on regular purchases.

Introductry Benefits
Rs. 250/-
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 1000/-
Annual Rewards
Rs. 0/-

Bonus Reward Points on Renewal

Earn 1000 Reward Points on 2nd year card renewal and onwards.

Conditional Lifetime Free

Get lifetime free card on subscribing for any cross-shell product within 90 days of card setup.

Reward Rates:

  • 13.33%

    Earn 40 Reward Points on, SmartBuy and Select Partner brands.

  • 01.33%

    Earn 4 Reward Points on every Rs. 150 spent on regular purchases.

Introductry Benefits
Rs. 500/-
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 1000/-
Annual Rewards
Rs. 500/-

Discount on Dining

Save upto 15% on dining at premium partner restaurants.

Lost Card Liability Cover

Complimentary lost card liability cover of upto Rs. 9 Lacs.

Reward Rates:

  • 15%

    Save upto Max 15% on dining at premium partner restaurants.

  • 1.5%

    Save 1.5% on Foreign Currency Conversion.

  • 1%

    Save 1% fuel surcharge waiver on fuel transaction, max Rs. 500 a month.

Introductry Benefits
Rs. 300/-
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 1000/-
Annual Rewards
Rs. 0/-

Complimentary Priority Pass Memebership

Get 3 Complimentary visits to Priority Pass Lounges with Priority Pass Membership.

Complimentary VISA/Mastercard Lounge Access

Get free 8 complimentary VISA/Mastercard airport lounge access per calendar year.

Reward Rates:

  • 1%

    Save 1% fuel surcharge waiver on fuel transaction, max Rs. 250 a month.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 0.33%

    Save 0.33% on reward points.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 0/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 0.33%

    Save 0.33% on reward points.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 0/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 5%

    Save 5% on travel, fuel, utility bill payments and online shopping.

  • 1%

    Save 1% fuel surcharge waiver on fuel transaction, max Rs. 250 a month.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 33.32%

    Save 33.32% on SmartBuy Transactions, Online Partner Brands and International Spendings.

  • 16.66%

    Save 16.66% on Grocery, Travel, Online Shopping and Jewellery purchase.

  • 15%

    Save upto Max 15% on dining at premium partner restaurants.

  • 1.5%

    Save 1.5% on foreign currency mark-up.

  • 1%

    Save 1% fuel surcharge waiver on fuel transaction, max Rs. 1,000 a month.

Introductry Benefits
Rs. 10000/-
Joining Fee
Rs. 10000/-
Annual Fee
Rs. 5000/-
Annual Rewards
Rs. 0/-

Complimentary Diners Club Lounge Access

Get unlimited complimentary access to domestic and international Diners Club airport lounges.

Complimentary Golf Games

Get 6 Complimentary Golf games per quarter at 20 domestic and international golf courses.

Reward Rates:

  • 26.66%

    Save 26.66% on SmartBuy Transactions, Online Partner Brands and International Spendings.

  • 13.33%

    Save 13.33% on Grocery, Travel, Online Shopping and Jewellery purchase.

  • 15%

    Save upto Max 15% on dining at premium partner restaurants.

  • 1.5%

    Save 1.5% on foreign currency mark-up.

  • 1%

    Save 1% fuel surcharge waiver on fuel transaction, max Rs. 500 a month.

Introductry Benefits
Rs. 1250/-
Joining Fee
Rs. 2500/-
Annual Fee
Rs. 2500/-
Annual Rewards
Rs. 0/-

Complimentary Diners Club Lounge Access

Get upto 6 complimentary access to domestic and international Diners Club lounges.

Personal Insurance Cover

Air Accident Cover of Rs. 1 Crore along with Medical Travel cover.

Reward Rates:

  • 15%

    Save upto Max 15% on dining at premium partner restaurants.

  • 6%

    Save 6% on on SmartBuy Transactions, Online Partner Brands and International Spendings.

  • 3%

    Save 3% on Grocery, Travel, Online Shopping and Jewellery purchase.

  • 1%

    Save 1% fuel surcharge waiver on fuel transaction, max Rs. 500 a month.

Introductry Benefits
Rs. 300/-
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 1000/-
Annual Rewards
Rs. 0/-

Low Foreign Currency Mark-up

Save 0.50% on Foreign Currency Conversion Mark-up

Reward Rates:

  • 2.5%

    Earn 25 Reward Points on birthday spends.

  • 1%

    Earn 10 Reward Points on PayZapp and SmartBUY transactions, and fuel spend.

  • 0.50%

    Earn 5 Reward Points on Movies / Dining / Groceries / Railways & Taxis.

Introductry Benefits
Rs. 75/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 0/-

Renewal Bonus Points

500 Bonus Points on renewal.

Reward Rates:

  • 1%

    Save 1% fuel surcharge waiver on fuel transaction, max Rs. 250 a month.

Introductry Benefits
Rs. 100/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 0/-

Renewal Bonus Points

500 Bonus Points on renewal.

Reward Rates:

  • 1%

    Save 1% on fuel surcharge.

  • 0.20%

    Earn 3 Reward Points on dining.

  • 0.13%

    Earn 2 Reward Points on other spend.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 0.13%

    Earn 2 Reward Points on other spend.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 399/-
Annual Fee
Rs. 399/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 15%

    Save Max 15% discount on dining at premium partner restaurants.

  • 1.5%

    Save 2% of the transaction amount in INR.

  • 1%

    Save 1% fuel surcharge waiver on fuel transaction, max Rs. 500 a month.

Introductry Benefits
Rs. 16.66/-
Joining Fee
Rs. 2500/-
Annual Fee
Rs. 2500/-
Annual Rewards
Rs. 0/-

Complimentary Priority Pass Memebership

6 Complimentary visits to Priority Pass Lounges with Priority Pass Membership worth US$99.

Complimentary VISA/Mastercard Lounge Access

Get free 12 complimentary VISA/Mastercard airport lounge access per calendar year.

Reward Rates:

  • 1%

    Save 1% on Fuel Surcharge.

  • 0.75%

    Earn 1.5X Rewards Points on Dining

  • 0.50%

    Earn 3 Reward Points on regular spend.

Introductry Benefits
Rs. 250/-
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 1000/-
Annual Rewards
Rs. 0/-

Fee Waiver

Conditional Joining and Annual Fee Waiver

1000 Bonus Reward Points

Earn Bonus Reward Points on Joining as well as Renewal.

Reward Rates:

  • 5%

    Save 5% on Snapdeal Purchases.

  • 3.33%

    Earn 20 Points on each Snapdeal purchase.

  • 1%

    Save 1% on Fuel Surcharge.

Introductry Benefits
Rs. 125/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 0/-

Annual Fee Waiver

Get conditional annual fee waiver.

10% off on Snapdeal.com

Save 10% on Snapdeal in first month.

Reward Rates:

  • 0.75

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. /-

Reward Rates:

  • 1.5

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 10000/-
Annual Rewards
Rs. /-

Reward Rates:

  • 1

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. /-

Reward Rates:

  • 0.25

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. /-

Reward Rates:

  • 0.25

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. /-

Reward Rates:

  • 1.27

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. /-

Reward Rates:

  • 0.75

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. /-

Reward Rates:

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. /-

Reward Rates:

  • 0.50

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 1500/-
Annual Rewards
Rs. /-

Reward Rates:

  • 0.75

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 2500/-
Annual Rewards
Rs. /-

Reward Rates:

  • 0.60

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 4000/-
Annual Rewards
Rs. /-

Reward Rates:

  • 0.40

Introductry Benefits
Rs. /-
Joining Fee
Rs. /-
Annual Fee
Rs. 2000/-
Annual Rewards
Rs. /-

Reward Rates:

  • 25%

    Save 25% on Movie tickets.

  • 20%

    Save 20% discount on dining at partner restaurants.

  • 1%

    Save 1% on fuel surcharge

Introductry Benefits
Rs. 1000/-
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 1000/-
Annual Rewards
Rs. 0/-

Annual Fee Waiver

Get annual fee waiver on spending Rs. 2.5 Lacs annually.

Reward Rates:

  • 25%

    Save 25% on Movie tickets.

  • 15%

    Save 15% discount on dining at partner restaurants.

  • 1%

    Save 1% on fuel surcharge

Introductry Benefits
Rs. 500/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 0/-

Annual Fee Waiver

Get annual fee waiver on spending Rs. 1.5 Lacs annually.

Reward Rates:

  • 1%

    Save 1% on Fuel Surcharge.

  • 0.53%

    Earn 4 Reward Points on Air Travel, Travel, Hotel Bookings, Dining and Online purchase.

  • 0.26%

    Earn 2 Reward Points on other purchase.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 0/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. 0/-

Airport Lounge Access

Get Complimentary access to VISA / Mastercard domestic lounges.

Reward Rates:

  • 1.50%

    Earn 6 PAYBACK Points on International transactions.

  • 0.75%

    Earn 3 PAYBACK Points on domestic transactions.

Introductry Benefits
Rs. 96900/-
Joining Fee
Rs. 125000/-
Annual Fee
Rs. 10000/-
Annual Rewards
Rs. 0/-

Complimentary Travel with Yacht, and Discounted Private Jet Charters

Enjoy complimentary travel with luxury yachts and discounted travel with private charter jet planes.

Reward Rates:

  • 3%

    Earn 3 Reward Points on Departmental & Grocery stores, Dining & International spends.

  • 1%

    Earn 1 Reward Point on other transactions.

Introductry Benefits
Rs. 3500/-
Joining Fee
Rs. 2999/-
Annual Fee
Rs. 2999/-
Annual Rewards
Rs. 3000/-

Airport Lounge Access

Get 8 complimentary access to Mastercard domestic airport lounges.

Milestone Bonus Rewards

Earn e-gift voucher worth Rs. 3000 on spending Rs. 4 Lacs or above.

Reward Rates:

  • 3%

    Earn 3 Reward Points on Departmental & Grocery stores, Dining & International spends.

  • 1%

    Earn 1 Reward Point on other transactions.

Introductry Benefits
Rs. 3000/-
Joining Fee
Rs. 2999/-
Annual Fee
Rs. 2999/-
Annual Rewards
Rs. 3000/-

Airport Lounge Access

Get 8 complimentary access to Mastercard domestic airport lounges.

Milestone Bonus Rewards

Earn e-gift voucher worth Rs. 3000 on spending Rs. 4 Lacs or above.

Reward Rates:

  • 1.25%

    Earn 5 Points against Medical Supplies, Travel, International Expenses, and on Doctor's Day.

  • 0.25%

    Earn 1 Point on other purchases.

Introductry Benefits
Rs. 1500/-
Joining Fee
Rs. 1499/-
Annual Fee
Rs. 1499/-
Annual Rewards
Rs. 0/-

Insurance Cover

Get Professional Indemnity Insurance Cover of Rs. 20 Lacs.

Reward Rates:

  • 1.25%

    Earn 5 Points against Medical Supplies, Travel, International Expenses, and on Doctor's Day.

  • 0.25%

    Earn 1 Point on other purchases.

Introductry Benefits
Rs. 1500/-
Joining Fee
Rs. 1499/-
Annual Fee
Rs. 1499/-
Annual Rewards
Rs. 0/-

Insurance Cover

Get Professional Indemnity Insurance Cover of Rs. 20 Lacs.

Reward Rates:

  • 3%

    Earn 3 points on each Rs. 100 spent against all Apollo services.

  • 2%

    Earn 2 points on each Rs. 100 spent against Dining, Movies & Entertainment.

  • 1%

    Earn 1 point on each Rs. 100 spent against Beauty & Wellness services.

  • 0.50%

    Earn 1 points on each Rs. 200 spent against all other regular transactions.

Introductry Benefits
Rs. 500/-
Joining Fee
Rs. 499/-
Annual Fee
Rs. 499/-
Annual Rewards
Rs. 0/-

Complimentary Apollo Silver Tier Membership

Get free membership to Apollo Silver Tier on joining.

Discount on Apollo Services

Save upto 10% on selected Apollo services.

Reward Rates:

  • 0.25%

    Earn 1 point on each Rs. 100 spent on the card.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 0/-
Annual Fee
Rs. 499/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 1.50%

    Earn 6 Points on Departmental Stores, Grocery, Dining, Movies, Entertainment & International spends

  • 0.25%

    Earn 1 Point on all other regular transactions.

Introductry Benefits
Rs. 8350/-
Joining Fee
Rs. 499/-
Annual Fee
Rs. 499/-
Annual Rewards
Rs. 0/-

Discount on Flight Bookings

Save upto Rs. 4,000 on domestic/international flight bookings.

Discount on Hotel Bookings

Save flat 20% (maximum Rs. 2000) on domestic hotel bookings.

Reward Rates:

  • 2.50%

    Earn 10 Points on Dining, Movies, Grocery and Departmental store purchases.

  • 0.25%

    Earn 1 Point on other transactions.

Introductry Benefits
Rs. 500/-
Joining Fee
Rs. 499/-
Annual Fee
Rs. 499/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 5.00%

    Earn 5% cashback on Movie, Grocery and Bill Payments.

  • 0.75%

    Earn 0.75% cashback on all other transactions.

Introductry Benefits
Rs. 250/-
Joining Fee
Rs. 1500/-
Annual Fee
Rs. 1500/-
Annual Rewards
Rs. 0/-

Cashback on Movies

Save flat 5% or maximum Rs. 100 a month as on movie ticket bookings.

Cashback on Grocery Items

Save 5% or minimum Rs. 100 a month on grocery shopping.

Reward Rates:

  • 1.00%

    Earn 4 Reward Points on your Birthday Spend.

  • 0.75%

    Earn 3 Reward Points on International Spend.

  • 0.50%

    Earn 2 Reward Points on Dining.

  • 0.25%

    Earn 1 Reward Points on all Other Spend.

Introductry Benefits
Rs. 250/-
Joining Fee
Rs. 250/-
Annual Fee
Rs. 250/-
Annual Rewards
Rs. 2500/-

Bonus Reward on Bill Payment

Earn 500 Bonus Reward Points on each YES PayNow registration.

Reward Rates:

  • 1.25%

    Earn 5 Reward Points on your Birthday Spend.

  • 1.00%

    Earn 4 Reward Points on International Spend.

  • 0.75%

    Earn 3 Reward Points on Dining and Online Spend.

  • 0.50%

    Earn 2 Reward Points on all Other Spend.

Introductry Benefits
Rs. 312.50/-
Joining Fee
Rs. 350/-
Annual Fee
Rs. 350/-
Annual Rewards
Rs. 3000/-

Bonus Reward on Bill Payment

Earn 500 Bonus Reward Points on each YES PayNow registration.

Reward Rates:

  • 3.60%

    Earn 6 Skyward miles on each Rs. 150 spent on Emirates transactions.

  • 1.80%

    Earn 6 Skyward miles on each Rs. 150 spent on other transactions.

Introductry Benefits
Rs. 8400/-
Joining Fee
Rs. 6000/-
Annual Fee
Rs. 3000/-
Annual Rewards
Rs. 0/-

Cashback on Duty Free Shopping

Get 5% cashback on duty free shopping, max Rs. 1,000 per month.

Insurance Coverage

Complimentary insurance cover of Rs. 1 Crore.

Credit Cards

Credit card is a type of unsecured finance which you can access anytime using a physical or virtual card offered by the credit card providers. Unlike debit card, a credit card holder is assigned with a credit limit based on their credit history and risk profile.

A credit card is quite handy when it comes to fulfill the demands of one’s finance needs be it for any particular reason. As compared to loans, borrowers don't need to state the reason of their purchases and most importantly no need to wait for the processing of the finance from the lender side.

Credit Card Interest Rates

At a glance

Banks/FIs

APR (Annual Interest)

23.88% - 42.00%

8.80% - 10.15%

American Express

40.20% - 47.88%

SBI Cards

30.00% - 40.20%

Axis Bank

35.40% - 39.00%

ICICI Bank

23.88% - 42.00%

Citibank

37.20% - 39.00%

RBL Bank

40.80% - 42.00%

Standard Chartered Bank

37.20% - 41.88%

Indusind Bank

21.48% - 45.96%

Kotak Mahindra Bank

29.88% - 42.00%

YES Bank

14.40% - 42.00%

HSBC Bank

23.88% - 39.60%

PNB Cards

29.40%

Andhra Bank

24.00% - 36.00%

Tata Cards

30.00% - 40.20%

Canara Bank

30.00%

IDBI Bank

30.00% - 40.80%

LIC Cards

39.00%

Bank of Baroda

31.20% - 39.00%

Indian Bank

19.92% - 23.88%

Federal Bank

30.00% - 40.20%

Corporation Bank

27.00% - 30.00%

Syndicate Bank

24.00%

UBI

15.60% - 22.80%

Bajaj Finance

Upto 47.88%

IOB

24.00%

Allahabad Bank

30.00% - 40.20%
Credit Limit

The current eligibility of a borrower for home loan, is what decides how much loan amount he/she will be able to lend from banks or financial institution. So, when it comes to calculating the eligibility of the borrower, banks and financial institutions use some principal factor to determine the eligibility of a borrower at the time of loan approval process. The principal factors which affects your home loan eligibility are as follows –