American Express Platinum Travel Credit Card

AMEX Platinum Travel Credit Card
AMEX Platinum Travel Credit Card

Card Details

  • A Welcome Gift – A welcome bonus of 5,000 Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs.4000, valid on making the first charge on the card and on payment of the Annual Fee.
  • Earn 1 Membership Rewards Point for every Rs.50 spent except for spending at Fuel, Insurance, Utilities, and Cash Transactions.
  • Milestone Rewards 1st – Spend Rs. 1.90 Lacs in a year and get Travel Travel Vouchers worth more than Rs. 7,700.
  • On spending Rs. 1.90 Lacs in a year, earn 7,500 Spend Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs. 6,000. You also earn 1 Membership Rewards Point for every Rs. 50 spent on the Card. On spending Rs. 1.90 Lacs in a year, earn 3,400 Regular Membership Rewards Points redeemable for Travel Vouchers worth Rs. 1,700. You can further accelerate your Regular Membership Rewards Points and Earn up to 20 Bonus MR Points for every Rs. 100 charged to your Card at our EXTRA Membership Rewards Program Partners.
  • Milestone Rewards 2nd – Spend Rs. 4 Lacs in a year and additionally get Travel Vouchers worth more than Rs. 10000 from the Taj Group. Additionally, on spending Rs. 4 Lacs in a year, earn 10,000 Spend Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs. 10,000. Also, you earn additional 3,600 Regular Membership Rewards Points redeemable for Travel Vouchers worth Rs. 1,800. These benefits are over and above the milestone offer of 1.90 Lacs.
  • Lounge Access – Enjoy 4 complimentary visits per year to 30 airport lounges in Delhi, Mumbai, Bengaluru, and 9 other cities with the Priority Pass Membership of US$99 annual membership fee waived off. Cardmember / Accompanied guests have to pay a usage fee of US$27 per visit. Check here the list of travel lounges.
  • Make My Trip Offer – Enjoy travel benefits of up to Rs. 5000 on bookings with www.makemytrip.com.
    • MakeMyTrip Domestic Flights Benefits: Rs.500 cashback on round trip and Rs.300 cashback on one way (Via MakeMyTrip Website); Rs.600 cashback on round trip and Rs.400 cashback on one way (Via MakeMyTrip Mobile App).
    • MakeMyTrip International Flights: 5% cashback on base fare up to Rs.5,000 on round trip (Via MakeMyTrip Website); 6% cashback on base fare up to Rs.5,000 on round trip (Via MakeMyTrip Mobile App).
    • MakeMyTrip Hotels Bookings: 70% cashback up to Rs.2,500 on Domestic Hotels; 35% cashback up to Rs.2,400 on International hotels.
    • MakeMyTrip Flights + Hotel Bookings: 5% cashback up to Rs.3,000 on base fare on Domestic bookings; 5% cashback up to Rs.5,000 on base fare on International bookings.
  • Dining Benefits – Enjoy up to 20% discount at select premium restaurants, multiple cuisines & more with American Express Selects Dining Programme.
  • Free Supplementary Cards – Get up to two Supplementary Cards at no extra cost.
  • Zero Lost Card Liability – If you lose your card, your liability is nil after reporting the loss, and is limited to a maximum of only Rs. 1,000 before reporting.
  • 24×7 Platinum Assist – Experience unmatched service with 24×7 Platinum Assist and Emergency Card Replacement, anywhere in the world.
  • EMI Facility – Enjoy the Pay-in-Parts facility on your American Express Platinum Travel Credit Card, valid on any transaction of Rs. 5000 or above.
  • Reward Redemption – Points accumulated in a year can be carried over for up to three further enrolment years. Points not redeemed by the end of the third enrolment year will expire.

Reward Program

  • Earn 1 Membership Rewards Point for every Rs.50 spent except for spending at Fuel, Insurance, Utilities, and Cash Transactions.

Reward Rate = Rs. 0.50 per Rs. 100 spend

Fee Structure

  • Annual Fee – Rs. 5,000 plus taxes
  • First Year Fee – Rs. 3,500 plus taxes
  • Cash Advance Charges – 3.5% of the Cash Advance amount, subject to a minimum of Rs. 250, applicable on each withdrawal
  • Withdrawal Limit – 25,000 every 14 days
  • Percentage of Credit Limit – 20% of Credit Card Limit
  • Late Payment Fee – 30% of the Minimum Payment Due, subject to a minimum of Rs. 500 and a maximum of Rs. 1,000, plus applicable Service Tax
  • APR (EAPR) – 40.2% p.a. (3.35% p.m)
  • Add-on Card Fee – Rs. 1,500 from 3rd Card
  • Over Limit Charge – Rs. 500
  • Surcharge on Purchase of Railway Ticket – 1.8% of the transaction value on booking through IRCTC website, subject to a minimum of Rs. 10.
  • Points Reinstatement Fee – Rs. 200 per Reinstatement (Points will be forfeited for the particular billing cycle / monthly statement in which the minimum payment is not received by the due date).
  • Convenience Fee on Utility Bill Payments –  Rs. 50 per transaction is applicable for all transactions up to Rs. 15000; Rs. 100 is applicable for payment of Rs. 15,001 to Rs. 1,00,000; 1.95% per transaction is applicable for payment above Rs. 1,00,000.
  • Foreign Currency Transactions – 3.50%
  • Interest-Free (Grace) Period – Up to 52 days
  • Overdue Interest Charges –  Revised interest rate of 3.75% per month (Annual 45% p.a.) if the Minimum Payment Due is not paid by the due date thrice in a 12-month period. This revised interest rate will also apply if the Minimum Payment Due remains unpaid for two consecutive statement periods.
  • Minimum Amount Payable – 5% of the outstanding amount of Rs. 100 (whichever is greater) + Total sum of any Card fee, overdue minimum payment. + Any amount exceeding the limit + Any installment due under any extended/deferred payment plan that American Express may offer (Cardmembers may choose to pay the full amount as shown in the Statement of Account by the Payment Due date. If they fail to do so, charges may be levied)

Reward Points Programme

  • Earn 1 Membership Rewards Point for every Rs.50 spent except for spending on Fuel, Insurance, Utilities, and Cash Transactions.

Intro Bonus Offers: Value Rs. 4000

  • Welcome Gift of 5,000 Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs.4000, on payment of 1st Year Annual Fee. Please note that vouchers have a validity of 6 months from the date of issuance, so please redeem them closer to your travel date. These vouchers are non-refundable and if tickets booked through them are canceled the voucher value will not be refunded. (To redeem Welcome Gift of 5000 Milestone Bonus Membership Rewards Points for Travel Vouchers worth Rs.4,000, simply SMS < WELCOME> < NAME ON CARD> < last 5 digits of Card number> to 5616166 (e.g. WELCOME ADITYA KAUL 01007).

Bonus Offer: Value Rs. 7700 to Rs. 21,800

  • Spend Rs.1.90 lacs in a year and get Ta Vouchers worth more than Rs.7,700.
  • On spending Rs.1.90 lacs in a year, earn 7,500 Spend Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs.6,000. (To redeem 7,500 Spend Milestone Bonus Membership Rewards Points (earned on spending Rs.1.90 lacs in a year) for Travel Vouchers worth Rs.6,000, simply SMS < FLIGHTS> < NAME ON CARD> < last 5 digits of Card number> to 5616166 (e.g. FLIGHTS ADITYA KAUL 01007)
  • You also earn 1 Membership Rewards Point for every Rs.50 spent on the Card. On spending Rs.1.90 lacs in a year, earn 3,400 Regular Membership Rewards Points redeemable for Travel Vouchers worth Rs.1,700. Assuming that 10% of the total spend was at Fuel, Insurance and Utilities (which includes Water, Gas, and Electricity bill payments) categories where-in you will not earn any Membership Rewards Points.
  • You can further accelerate your Regular Membership Rewards Points and Earn up to 20 Bonus MR Points for every Rs. 100 charged to your Card at our EXTRA Membership Rewards Program Partners.
  • In case you don’t want to redeem your rewards points for Travel Vouchers, you can redeem them by choosing from over 600 other redemption options. The redemption value will vary depending upon the item redeemed
  • Spend Rs.4 lacs in a year and additionally get Travel Vouchers worth more than Rs.11,800 (These benefits are over and above the benefits you get on spending Rs.1.9 lacs in a year).
  • On spending Rs.4 lacs in a year, earn 10,000 Spend Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs.10,000. (To redeem 10,000 Spend Milestone Bonus Membership Rewards Points (earned on spending Rs.4 lacs in a year) for Travel Vouchers worth Rs.10,000, simply SMS < TRAVEL> < NAME ON CARD> < last 5 digits of Card number> to 5616166 (e.g. TRAVEL ADITYA KAUL 01007)
  • You also earn 1 Membership Rewards Point for every Rs.50 spent on the Card. On spending Rs.4 lacs in a year, you earn additional 3,600 Regular Membership Rewards Points redeemable for Travel Vouchers worth Rs.1,800.
  • You can further accelerate your Regular Membership Rewards Points and Earn up to 20 Bonus MR Points for every Rs. 100 charged to your Card at our EXTRA Membership Rewards Program Partners.
  • In case you don’t want to redeem your rewards points for Travel Vouchers, you can redeem them by choosing from over 600 other redemption options. The redemption value will vary depending upon the item redeemed
  • Spend Rs.4 lacs in a year and get a voucher worth Rs.10,000 from the Taj Group. To avail of the offer, kindly make reservations through the Taj Reservation Centre (at 1 800 11 1 825 for MTNL/BSNL landlines and +91-22-6601 1825 for alternate private networks) within 6 months from the communication received from American Express upon reaching the spend threshold. Please note that advance booking is required, and is subject to room availability.

Benefits

  • Dining Benefits – Enjoy up to 20% discount at select premium restaurants, multiple cuisines & more.
  • Cashback Benefits – Nil
  • Benefits on Fuel Purchase – 3% cashback at leading fuel stations across India
  • Benefits on Shopping – Nil

Eligibility

  • The age of the applicant must be above 18 years.
  • Applicant must have an Indian or multinational bank’s savings or current account in India.
  • A personal annual income of ₹ 6 Lacs or above is required for both Salaried and Self Employed Individuals.
  • Applicant must have a good credit history and no payment defaults.
  • If self-employed, your company has been trading for more than 12 months.

Leave a reply:

Your email address will not be published.

Site Footer