American Express Gold Card
  • American Express Gold Card 2 / 5.0 from 2 users

American Express Gold Card

American Express Gold Card
2.5 2 Review

Find the best credit cards

Net Monthly Salary
Do you have any credit card(s)?
Mobile Number

At a Glance

  • Joining Fee

    Rs 1000 /-
  • Annual Fee

    Rs 4500 /-
    • Earn 5000 Reward Points on payment of first year card renewal fee.
  • Annual Rewards

    Rs 0 /-

Reward Rates

  • 0.50%

    Earn 2 Membership Rewards Point on each Rs. 100 spend.

  • 0.90%

    Get Reward Value of upto Rs. 0.90 on redeeming against 24 or 18 Karat Gold Collection.

Monthly Bonus Reward Points

Earn Reward Points worth Rs. 250 on completing 6 transactions worth Rs. 1000 each month.

Complimentary Travel Benefits

Get free benefits like room upgrade and hotel credit at selected hotels.

Highlights

  • Save upto 20% on all of your dining expenses at selected restaurant partners across 15 Indian cities like Beer Cafe, Chaayos, Delhi Club House, Brew & Barbeque and more.
  • Save on Flights, Hotels and Cabs on booking with AmEx Gold Charge Card.
  • Get US$100 Hotel Credits on two consecutive night stay at over 400 premium partner hotels, to spend on dining, spa and resort services . Also, get one complimentary room upgrade on arrival, if available.
  • Pay 0% convenience fee on fuel purchases less than Rs. 25000 at any HPCL Petrol Pumps. For fuel transactions of Rs. 25,000 or above, pay only 0.30% on convenience fee.

Features

  • Expandable Spending Limit

    Gold card comes with no preset spending limit. Though it does not give card holder an unlimited spending limit, but your credit card transactions get approved based on your spending behaviour, financial history, credit score and card account record.

  • Free Add-on Card

    Get upto two Add-on Card for no annual charges at all. After two add-on cards, each add-on card will come with annual charges of Rs. 1,500.

  • Contactless Payment Facility

    On your AmEx Gold Charge card, you can make transactions of upto Rs. 2000 by simply touch the card at American Express Contactless Reader.

S Highlights

  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year
  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year
  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year

Features

  • 1+1 on Movie Tickets Free

    Movie Tickets worth Rs. 6000 every year valid for 2 Tickets in a month

  • 1+1 on Movie Tickets Free

    Movie Tickets worth Rs. 6000 every year valid for 2 Tickets in a month

C Highlights

  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year
  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year
  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year

Features

  • 1+1 on Movie Tickets Free

    Movie Tickets worth Rs. 6000 every year valid for 2 Tickets in a month

  • 1+1 on Movie Tickets Free

    Movie Tickets worth Rs. 6000 every year valid for 2 Tickets in a month

Staff Reviews

1 3 5
2019-12-07

I was one of the very first few customers of American Express in India. I had heard great things about the company from my American Friends and colleagues. As soon as American Express came to Chandigarh I applied for the card. So I have seen American Express from when they came to this date and my opinion isn't exactly positive. I have seen their Customer Service go from great to good. Dont' get me wrong, they are still one of the best companies in India rather around the world when it comes to Customer Service; However, in India it's been getting worse. They would commit to doing one thing and promise that someone will get back to you on a certain date but they never do. I don't know if that's a trick or they don't have appropriate process in place.

1 2 5
2019-12-15

so get this situation. I had a credit of Rs. 37,000 in my account and made another of Rs. 30,000 since I don't like to owe any money. I was about to purchase a phone but the transaction was declined, since there is some limit of Rs. 26,000 on my card. I have 67,000 in my account (not outstanding balance but credit) but I can't make a purchase of 65000 since it's more than 26,000. Worse than a debit card. There are a so many disadvantages of using this charge card. So are so much better than one. Look up SBI Elite or HDFC Regalia. Way better than Amex.