American Express SmartEarn Credit Card
  • American Express SmartEarn Credit Card 0 / 5.0 from 0 users

American Express SmartEarn Credit Card

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At a Glance

  • Joining Fee

    Rs 495 /-
  • Annual Fee

    Rs 495 /-
    • Annual fee waiver on spending Rs. 40,000 in the previous year.
  • Annual Rewards

    Rs /-

Reward Rates

  • 0.50%

    Earn 2 Reward Points on each Rs. 100 spend except Fuel, Insurance, Utilities and Cash Transactions.

  • 2.50%

    Earn 10 Reward Points on each Rs. 100 spent on Amazon, Swiggy and BookMyShow.

  • 5.00%

    Earn 20 Reward Points on each Rs. 100 spent on Flipkart and Uber transactions.

Save on All Fuel Transactions

Save 1% fuel surcharge fee on fuel purchase of up to Rs. 25,000. On fuel purchase of above Rs. 25,000, save 0.70% on fuel surcharge fee.

Highlights

  • Pay 0% convenience fee on fuel purchases less than Rs. 25000 at any HPCL Petrol Pumps. For fuel transactions of Rs. 25,000 or above, pay only 0.30% on convenience fee.

Features

  • Convert Purchase into EMI

    Covert any purchase of Rs. 5,000 or above into 6 or 12 EMIs within 21 days of transaction. The applicable annual interest would be 12%, and there is no processing charges, pre-closure charges and zero documentation.

  • Free Add-on Card

    Get 1 Add-on Card free of cost. After two add-on cards, each add-on card will come with annual charges of Rs.250.

  • Contactless Payment Facility

    On your AmEx SmartEarn Credit card, make any transaction of upto Rs. 2000 by a simple touch of the card at American Express Contactless Reader.

  • Lost Card Liability Cover

    Avail the benefit of zero lost card liability cover against fraud transactions if reported to American Express within 3 working days. After 3 working days, lost card liability cover is limited to Rs. 1,000 only.

S Highlights

  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year
  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year
  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year

Features

  • 1+1 on Movie Tickets Free

    Movie Tickets worth Rs. 6000 every year valid for 2 Tickets in a month

  • 1+1 on Movie Tickets Free

    Movie Tickets worth Rs. 6000 every year valid for 2 Tickets in a month

C Highlights

  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year
  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year
  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year

Features

  • 1+1 on Movie Tickets Free

    Movie Tickets worth Rs. 6000 every year valid for 2 Tickets in a month

  • 1+1 on Movie Tickets Free

    Movie Tickets worth Rs. 6000 every year valid for 2 Tickets in a month

Staff Reviews