Axis Bank
  • Axis Bank 4 / 5.0 from 9 users

Reward Rates:

  • 1.20%

    Earn 12 points on every Rs. 200 spent on international transactions.

  • 0.60%

    Earn 6 points on every Rs. 200 spent on domestic transactions.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 0/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 0.60%

    Save Rs. 1.20 with Reward Points on every Rs.200 spent online except for online travel spends.

  • 0.20%

    Save Rs. 0.40 with Reward Points on every Rs. 200 spent.

Introductry Benefits
Rs. 8000/-
Joining Fee
Rs. 750/-
Annual Fee
Rs. 750/-
Annual Rewards
Rs. 0/-

10% Off on Flipkart

Save upto Rs. 400 each month between 1st to 5th on Flipkart website, mobile site and app.

5% Off on Flipkart

Save upto Rs. 200 each month between 6th to 31st on Flipkart website, mobile site and app.

Reward Rates:

  • 2.00%

    Earn 20 Miles for every Rs. 200 spent on movie bookings.

  • 0.40%

    Earn 4 Miles for every Rs. 200 spent

Introductry Benefits
Rs. 1000/-
Joining Fee
Rs. 3500/-
Annual Fee
Rs. 3500/-
Annual Rewards
Rs. 600/-

Insurance Cover

Get personal accidental insurance cover of Rs. 2.50 Crores.

Travel Protection

Get travel protection cover of upto USD 1100.

Reward Rates:

  • 2.00%

    Earn 20 Miles for every Rs. 200 spent on movie bookings.

  • 0.60%

    Earn 6 Miles for every Rs. 200 spent.

Introductry Benefits
Rs. 3000/-
Joining Fee
Rs. 10000/-
Annual Fee
Rs. 4500/-
Annual Rewards
Rs. 800/-

Insurance Cover

Get personal accidental insurance cover of Rs. 4.50 Crores.

Travel Protection

Get travel protection cover of upto USD 1500.

Reward Rates:

  • 0.40%

    Earn 4 points on every Rs. 200 spent.

Introductry Benefits
Rs. 20/-
Joining Fee
Rs. 250/-
Annual Fee
Rs. 250/-
Annual Rewards
Rs. 0/-

Discount on Chosen Categories

Save 5% on any two spending categories of your choice – Dining, Fuel, Electronics, Utility Bills, Travel and Supermarkets.

Reward Rates:

  • 0.40%

    Earn 4 reward points on every Rs. 200 spent.

Introductry Benefits
Rs. 10,000 Max/-
Joining Fee
Rs. 1200/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 0/-

Discount on Flight Bookings

Save upto 20% on base fare domestic flight tickets, upto Rs. 500 per ticket.

Complimentary Travel & Hotel Vouchers

Get travel and hotel discount vouchers worth upto Rs. 10,000.

Reward Rates:

  • 4.00%

    Earn 40 Reward Points on Weekend Dining.

  • 2.00%

    Earn 20 Reward Points on Weekend Shopping.

  • 0.40%

    Earn 4 Reward Points on each eligible transaction.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. 0/-

Discount on Movie Tickets

Get 25% cashback on each BookMyShow movie tickets.

Discount on Dining

Save upto 20% on dining at partner restaurants.

Reward Rates:

  • 0.20%

    Earn 2 Reward Points on every Rs. 200 Spend.

Introductry Benefits
Rs. 550/-
Joining Fee
Rs. 250/-
Annual Fee
Rs. 250/-
Annual Rewards
Rs. 0/-

Discount on Movies, Bus Tickets, Mobile Recharge and Apparels

Save 10% on RedBus ticket reservation, BookMyshow Movie Tickets, Myntra & Jabong and mobile recharges at FreeCharge mobile app.

Jabong Discount Vouchers

Get Jabong discount voucher of Rs. 350 on minimuim purchase of Rs. 700, only for new Jabong users.

Reward Rates:

  • 1.20%

    Earn 12 points on every Rs. 200 spent on the credit card internationally.

  • 0.60%

    Earn 6 points on every Rs. 200 spent on the credit card domestically.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 200/-
Annual Rewards
Rs. 0/-

Discount on Movie Tickets

Save flat 25% on BookMyShow Movie Tickets.

Reward Rates:

  • 0.40%

    Earn 4 eDge Loyalty reward points on every Rs. 200 spent

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 250/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Reward Rates:

  • 0.80%

    Earn 8 eDge Loyalty reward points on every Rs. 200 spent

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Reward Rates:

  • 1.00%

    Save Rs. 2 on every Rs. 200 Spend.

Introductry Benefits
Rs. 5000/-
Joining Fee
Rs. 1500/-
Annual Fee
Rs. 1500/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Travel Insurace Cover

Air Accident Cover of Rs. 2.50 Crores along with travel cover.

Reward Rates:

  • 2.00%

    Earn 20 eDGE Points for every Rs. 200 spent on retail shopping.

  • 1.00%

    Earn 10 eDGE Points for every Rs. 200 spent on other spend.

Introductry Benefits
Rs. 1000/-
Joining Fee
Rs. 3000/-
Annual Fee
Rs. 3000/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Reward Rates:

  • 0.80%

    Earn 8 points on every Rs. 200 spent on the credit card internationally.

  • 0.40%

    Earn 4 points on every Rs. 200 spent on travel bookings.

  • 0.10%

    Earn 2 Points on other transactions.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 250/-
Annual Fee
Rs. 100/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Reward Rates:

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 1500/-
Annual Fee
Rs. 1500/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Travel Insurace Cover

Air Accident Cover of Rs. 2.50 Crores along with travel cover.

Reward Rates:

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 10000/-
Annual Fee
Rs. 10000/-
Annual Rewards
Rs. 0/-

Club Vistara Memebership

Get Complimentary Club Vistara Gold Tier Membership.

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Reward Rates:

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 3000/-
Annual Fee
Rs. 3000/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Club Vistara Memebership

Get Complimentary Club Vistara Silver Tier Membership.

Reward Rates:

  • 2.00%

    Earn 20 points on every Rs. 200 spent internationally.

  • 1.00%

    Earn 10 points on every Rs. 200 spent domestically.

Introductry Benefits
Rs. 1200/-
Joining Fee
Rs. 5000/-
Annual Fee
Rs. 3000/-
Annual Rewards
Rs. 0/-

Discount on Dining

Save Minimum 15% on Dining at Partner Restaurants.

Discount on Movie Tickets

Save 50% on Movie Tickets.

Top Picks


Best For Card Name
Fuel No particular card for fuel.
Travel Axis Bank Vistara Infinite Card
Family No particular card for family.
Premium Axis Bank Reserve Card
Frequent Spenders No particular card for frequent spenders.

Best Axis Bank Lifestyle Card: Axis Bank Reserve Card


Benefits

This card comes with multiple luxury benefits such as complimentary chauffeur to premium hotels and club marriott membership along with free lifestyle vouchers. Moreover, you get a 50% discount on movies, 2x incremental reward value on international transactions, free golf rounds and insurance protection plans.

Drawbacks

The card comes with an annual fee equal to Rs. 30,000, which is quite high.

Bottom Line

The card offers exclusive premium benefits. However, the annual charges are quite high along with high APR of 35.4% which seems quite high being a premium card.

Best Axis Bank Cards for Travel: Axis Bank Vistara Infinite Card


Benefits

Axis Bank Vistara Infinite Card comes with one way base fare waived Business class flight ticket at the start of the card membership year. Moreover, you get 6 Club Vistara (CV) Points on each retail transaction. Additionally, you get discount on dining expenses and complimentary access to domestic airport lounges along with free golf privileges and accidental insurance protection.

Drawbacks

The card comes with an annual fee equal to Rs. 10,000, which is quite high.

Bottom Line

This card mostly gives benefits and is best suitable if you travel via Air Vistara flights since it offers CV points against each eligible transaction. And, comes with 35.4% APR.

Axis Bank Credit Card Eligibility


Eligibility Criteria
Age 18 to 70 Years
For Salaried
Minimum 15 Years
For Add-on Cardholder
Income Rs. 9 Lacs
For Signature Card
Minimum Rs. 20,000 Deposit Amount
For Insta Easy Card
  • Minimum age of the applicant should be 18 Years at the time of credit card application. And the maximum age of the eligible applicant can be 70 Years.
  • Minimum age of the add-on cardholder should be 15 Years or above for all axis credit cards except Signature Card. Minimum age of the add-on cardholder for Signature card, Pride Signature card is 18 years.
  • Minimum income for Axis Signature Card is Rs. 9 Lacs required and must be an Indian Resident.
  • To own Axis Bank Insta Easy Card, you must have a Fixed Deposit of minimum Rs. 20,000 with the bank, where the deposit can’t be either a Tax Saver FDs, Flexi-Deposits (Auto-sweep Fixed Deposits) or a Fixed Deposits in the name of HUF/society/trust/companies. Maximum amount for the Fixed Deposit can be Rs. 25 Lacs.
  • To own Axis Bank Pride Signature Card, applicant must be an Indian Defense Personnel.

Axis Bank Credit Card Documentation


  • PAN card photocopy or Form 60
  • Colour photographs
  • Latest payslip/Form 16/IT return copy as proof of income
  • KYC Documents

In case of Indian Defense Personnel:

  • An ID card allowed from Indian Defense must be required.

Axis Bank Credit Card Bill Payment


Axis Bank offers various methods to its credit cardholders to pay their credit card bills on time. Here are the different ways to pay your Axis Bank Credit Card Bills Online as well as Offline.

Axis Bank Credit Card Bill Payment through Axis Bank Netbanking.

  • Login to your Axis Bank Netbanking
  • Check your outstanding balance
  • Select the Credit Card number for which you want to make the payments.
  • Select the account and enter the amount
  • Click on “Submit” button

Axis Bank Credit Card Bill Payment through IMPS

  • Login your Other Bank’s Internet Banking Account
  • Go to the “IMPS” option under “Fund Transfer”
  • Add your credit card as beneficiary and enter the beneficiary information such as beneficiary name, your 16-digit axis bank credit card number and bank name etc.
  • Now go back to IMPS and select your axis bank credit card from the beneficiary list.
  • Enter the amount you want to pay.
  • Click on “Submit” and receive the acknowledgement.

Axis Bank Credit Card Bill Payment through Billdesk

  • Click here to go to the Axis Bank Billdesk page and click on “Pay Now”.
  • Enter your credit card information, registered email address, registered mobile number and the amount.
  • Select your other bank from the dropdown list.
  • Confirm the payment and receive the acknowledgement.

Axis Bank Credit Card Bill Payment through Axis Mobile Banking App

  • Login to Axis Mobile Banking app. Click here to download the app.
  • Go to the “Credit Cards” section and check the credit card summary.
  • Click on “Pay Last Bill” option.
  • Enter the amount and click on “Confirm” button.
  • Enter your mPIN to authorize the payment.

Axis Bank Credit Card Bill Payment through Auto Debit

  • Click here to download Auto Debit form.
  • Fill the form and post it to the following address – Credit Card Customer Service, Axis Bank Ltd, NPC 1, 5th floor, Gigaplex, Plot No. I.T.5, MIDC, Airoli Knowledge Park, Airoli, Navi Mumbai - 400708

Axis Bank Credit Cards – Other Charges


Type of Charges Applicable Amount
Foreign transaction fee 3.50% of the transaction amount in Indian Rupee
Additionally 3.5% of the transaction amount if transaction is being refunded.
Late Fee Zero to Rs. 700
For Buzz Card, MY Zone Card, Neo Card, Instant Neo Card, Vistara Card , Vistara Signature Card, Vistara Infinite Card, Pride Platinum Card, Pride Signature Card, Insta Easy Card, MY Choice Card, MY Wings Card, Platinum Card, and Titanium Smart Traveler Card
Rs. 300 to Rs. 600For Other Axis Credit Cards
Minimum Payment 5% of the outstanding amount.
Over-limit fee 3% of the overlimit amount.
Min Rs. 500
Returned payment fee Rs. 300 per instance.
EMI Conversion Charges 12% to 15% with processing charges equal to 1.5% of the transaction amount.
Min Rs. 150.

How To Apply for an Axis Bank Credit Card?


  • Select an Axis Bank Credit Card as per your preferences from above.
  • Click on “Get Started” and fill the Online Application Form. You'll be asked to provide some personal details such as your Address, Contact, Income, Employer Details, Educational Qualifications.
  • Once the application form is submitted successfully, you will receive a confirmation from Axis Bank.

Note: If your application was rejected, you would be able to apply after 3 months of your previous application.

1 3 5
2019-07-10

My Credit

Its very helpful in various difficult situations.

1 5 5
2019-10-11

Suppar

Good

1 5 5
2019-10-11

Suppar

Good

1 5 5
2019-10-11

Suppar

Good

1 5 5
2019-10-11

Suppar

Good

1 5 5
2019-10-11

Suppar

Good

1 5 5
2019-10-11

Suppar

Good

1 5 5
2019-10-11

Suppar

Good thanks

1 5 5
2019-10-11

Suppar

Good thanks