Card Details
- 25% cashback on online and box office ticket purchases on all days of the week. No reward points are earned on movie offer transactions. Cashback in a calendar year is limited to Rs. 1,000.
- Get access to the Visa International Global Card Assistance Services.
- Enjoy a 1% fuel surcharge waiver on all fuel transactions in India, valid on transactions between Rs. 400 and Rs. 4,000 only. Get maximum benefits up to Rs. 400 per month.
- Your card is EMV certified chip-enabled, reducing the possibility of counterfeit and skimming fraud.
- On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs.
- Earn 6 points on every Rs. 200 spent on the credit card domestically and 12 points on every Rs. 200 spent on the credit card internationally.
- Earn 100 points on the first online transaction.
- Spend Rs. 5000 within 45 days of card setup and get a joining fee of Rs. 500 reversed.
- Spend Rs. 1 Lac in a year and get an annual fee of Rs. 200 reversed for the next year.
Pros & Cons
Pros | Cons |
Annual Fee Waiver Joining Fee Waiver Fuel Surcharge Waiver | No Reward Points on Fuel Purchase No Complimentary Lounge Access |
Fee Details
- Annual Fee: Rs. 200
- Joining fee: Rs. 500
- Add-on Card fee: Nil
- Card Replacement fee: Nil
- APR: 46.78%
- Cash Withdrawal fee: 2.5%, Rs. 250 max
- Late Payment Fee: Up to Rs. 700
Reward Programme
- Earn 6 points on domestic spending for every Rs. 200. Earn 12 points on international spending for every Rs. 200.
Reward rate: Rs. 0.60 to Rs. 1.20 per Rs. 100 spend
Intro Bonus
- Earn 100 points on the first online transaction.
Eligibility
- Primary cardholders between the age of 18 and 70 years
- Add-on cardholder should be over 15 years
Documents
- PAN card photocopy or Form 60
- Colour photograph
- Latest payslip/Form 16/IT return copy as proof of income
- Residence proof (any one of the following): Passport / Ration Card / Electricity bill / Landline telephone bill
- Identity proof (any one of the following): Passport / Driving License / PAN Card / Aadhaar card