Card Details
- Get cash withdrawals of up to 100% from day one.
- No extra charge on purchase transactions for up to 50 days.
- Set your card’s credit limit up to 80% of the FD principal value.
- Get guaranteed approval for any application for the Axis Bank Insta Easy Credit Card.
- Earn 100 points on the first online transaction.
- Access the Visa International Global Card Assistance Services.
- The card is equipped with the Platinum Chip Card, which offers clear authentication of credit payments, combined with easy fraud detection.
- Enjoy a 1% fuel surcharge waiver on all fuel transactions in India, valid on transactions between Rs. 400 and Rs. 4,000 only. Get maximum benefits up to Rs. 400 per month.
- On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs.
- Earn 6 points on domestic spending for every Rs. 200.
- Earn 12 points on international spending for every Rs. 200.
- Spend Rs. 5000 within the first 45 days of card activation and get a joining fee of Rs. 500 reversed.
Pros & Cons
Pros | Cons |
Joining Fee Waiver Joining Perks Zero Annual Fee Fuel Surcharge Waiver Low-Interest Rate | No Reward Points on Fuel Purchase |
Fee Details
- Annual Fee: Rs. 500
- Joining fee: Nil
- Add-on Card fee: Nil
- Card Replacement fee: Nil
- APR: 34.49%
- Cash Withdrawal fee: 2.5%, Rs. 250 max
- Late Payment Fee: Up to Rs. 700
Reward Programme
- Earn 6 points on domestic spending for every Rs. 200. Earn 12 points on international spending for every Rs. 200.
Reward rate: Rs. 0.60 per Rs. 100 spend
Intro Bonus
- Earn 100 points on the first online transaction.