Card Details
- EMV certified chip reduces the possibility of counterfeit and skimming fraud.
- 25% cashback on online and box office movie ticket purchases all week. No reward points are earned on movie offer transactions. The amount of cashback in a calendar year is limited to Rs. 1,000.
- Earn 4-40 points with every Rs. 200 spent through the credit card.
- 100 points on the first online transaction.
- 10x points on weekend dining (only on usage of valid MY Zone Credit Card for payment and for categories for which the merchant has registered).
- 5x points on weekend shopping (only on usage of valid MY Zone Credit Card for payment and for categories for which the merchant has registered).
- Enjoy complimentary access to VISA airport lounges within India.
- Enjoy 1% waiver on fuel transactions between Rs. 400 and Rs. 4,000. Get maximum benefits up to Rs. 400 per month.
- On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs.
- Enjoy joining fee waived off on spending Rs. 5000 in 45 days of card activation.
Pros & Cons
| Pros | Cons |
| Fuel Surcharge Waiver Joining Fee Waiver Complimentary Lounge Access Free Add-on Card | Annual Fee Waiver No Reward Points on Fuel Surcharge |
Fee Details
- Annual Fee: Rs. 500
- First Year fee: Rs. 500
- Add-on Card fee: Nil
- Card Replacement fee: Nil
- Late Payment Fee: Up to Rs. 700
- Cash Withdrawal Fee: 2.5%
Reward Programme
- Earn 4-40 points with every Rs. 200 spent through the credit card.
Reward Rate: Rs. 0.20 to Rs. 2 per Rs. 100 spend.