Card Details
- Get a personalized card with the shades of the Indian Tricolour with a dedicated 4th embossed line for the Army, Navy, or Air Force. Spends contribution to the Defence Welfare Association.
- Get an annual fee of Rs. 250 waived off on spending of Rs. 20,000 in the preceding year.
- Discover new cuisines and flavors while you enjoy a minimum 20% discount at over 4,000 partner restaurants with Axis Bank Dining Delights.
- Enjoy a 1% fuel surcharge waiver on all fuel transactions in India, valid on transactions between Rs. 400 and Rs. 4,000 only. Get maximum benefits up to Rs. 250 per month.
- Get free add-on cards, available for the cardholder’s spouse, parents, children, and siblings over 18 years of age.
- EMV certified chip reduces the possibility of counterfeit and skimming fraud.
- Get lost card liability on your credit card.
- Earn 4 points on every Rs. 200 spent on the credit card.
- On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs.
- Spend Rs. 5000 every month and get 100 bonus eDGE points.
Pros & Cons
Pros | Cons |
Zero Lost Card Liability Bonus Miles Every Month No Joining Fee Annual Fee Waiver | No Reward Points on Fuel Purchase No Joining Perks |
Fee Details
- Annual Fee: Rs. 250
- Joining fee: Nil
- Add-on Card fee: Nil
- Card Replacement fee: Nil
- APR: 41.75%
- Cash Withdrawal fee: 2.5%, Rs. 250 max
- Late Payment Fee: Up to Rs. 700
Reward Programme
- 4 points on every Rs. 200 spent on the credit card
Reward rate: Rs. 0.40 per Rs. 100 spend