Axis Bank Privilege Credit Card

Card Details

• Get a Yatra Voucher worth Rs. 5,000 on activation on swiping the Privilege Card thrice within 60 days of receiving it and is redeemable across flights, hotels, and hotel bookings, valid on payment of joining fee.
• Annual fee of Rs. 1500 waived off for Priority Customers only.
• Enjoy complimentary access to select MasterCard lounges.
• Get Yatra Vouchers worth Rs 5,000 on the Axis Bank Edge website on a minimum annual spend of Rs 2.5 lacs.
• EMV certified chip reduces the possibility of counterfeit and skimming fraud.
• On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs.
• Get Air Accident Cover up to Rs. 2.5 Crores, Purchase Protection up to Rs. 1 Lac, Lost Card Liability up to Rs. 3 Lacs, Loss Travel Documents Cover up to 300 USD, Delay of Check-In Baggage Cover up to 300 USD, and Loss of Check-In Baggage Cover up to 500 USD.
• Get a chance of being a chef for a day at a fine dine restaurant or sailing into the sunset while relaxing on a yacht, create memories to cherish for a lifetime with ‘Extraordinary Weekends’.
• Enjoy the delectable cuisines with Axis Bank Dining Delights offering a minimum of 15%* off at our partner restaurants in India.
• Enjoy a 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4,000  at all fuel stations across India. Get maximum benefit of up to Rs. 400 in a month.
• Earn 10 points on every Rs. 200 spent on the credit card domestically/internationally.

Pros & Cons

Fee Details

• Annual Fee: Rs. 1500
• First Year Fee: Rs. 1500 (Nil for Priority Customers)
• Add-on Card fee: Nil
• APR: 41.75%
• Cash Withdrawal Fee: 2.5% of the cash amount, min Rs. 250
• Card Replacement Fee: Nil
• Late Payment Fee: Up to Rs. 600

Reward Programme

• Earn 10 points on every Rs. 200 spent on the credit card domestically/internationally.

Reward Rate: Rs. 1 per Rs. 100 spend