Card Details
- Earn 5 reward points for every Rs.100 spent on Grocery, Departmental stores, and Movies.
- Earn 1 Reward Point for every Rs.100 spent on other purchases.
- Get 0.5% of the card bill payment as cashback in your next statement.
- Avail of Joining fee waiver on.
- Spend 6,000 within 60 days and 35,000 in a year for reversal/waiver of annual fees.
- Enjoy a 0% surcharge on fuel purchase.
- Zero annual fees basis card usage.
Pros & Cons
| Pros | Cons |
| Worldwide Accepted Accidental Death Coverage Annual Fee Waiver No Renewal Fee | No Joining Perks No Loyalty Points on Fuel Purchase. |
Eligibility Criteria
- An annual income of Rupees 12 Lacs & above.
- Age between 18 to 65 years
- Existing Banking relation with Bank of Baroda (preferred)
Fee Details
- Annual Fee: Nil
- Joining Fee: Rs. 1000
- Add-on Card Annual fee: Rs. 1000
- APR: 2.60% p.m or 31.2% p.a.
- Cash Withdrawal: 3%, min Rs. 200
- Late Payment Charges: Rs. 500
Reward Programme
- Earn 2 Loyalty Points for every Rs. 100 spent on every eligible purchase.
Reward Rate: Rs. 0.50 per Rs. 100 spend.