Complimentary Accidental death cover of upto Rs. 8 Lacs including spouse.
Complimentry Travel Protection Cover of upto Rs. 50,000.
Complimentary Accidental death cover of upto Rs. 4 Lacs including spouse.
Complimentry Travel Protection Cover of upto Rs. 25,000.
|Best For||Card Name|
|Fuel||No particular card for fuel.|
|Travel||No specific credit card for travel.|
|Family||Canara Bank VISA Classic Card / Canara Bank Mastercard Standard Card|
|Premium||No specific premium credit card.|
|Frequent Spenders||Canara Bank Global Gold Card|
You get the card(s) for free which comes with high credit limit of upto Rs. 25 Lacs, and reward rate of Rs. 0.50 per eligible transaction. Moreover, you get complimentary travel insurance cover of upto Rs. 8 Lacs for primary cardholder and upto Rs. 4 Lacs for your spouse.
The card has very low limit for maximum cash amount that you can withdraw from your card. Moreover, it doesn’t offer any incremental reward benefits and any exclusive benefits.
The card is pretty average in terms of the reward value, but it comes with pretty good credit limit. It comes with an easy income criteria of Rs. 2 Lacs per annum.
The card comes free of cost and offers reward value of Rs. 1 on each eligible transaction. Moreover, you can get your card free as well for the next year if you spend Rs.4,170 or above each month. Apart from it, you get annual fuel benefit of Rs. 6,000 along with personal accidental insurance protection plan.
You don't get any welcome benefit on the card. Moreover, the APR increases from 24% to 35.4% if you don't pay minimum payment each month.
The card returns pretty good reward value against the annual fee of Rs. 499, which can be waived off easily. Though, if you are bad at maintaining your credit and finance then it could be a bad choice for you.
|Age||21 to 70 Years
Minimum 18 Years
For Add-on Cardholder
|Income||Rs. 1 Lacs
For Global Cards
Rs. 2 Lacs
For Global Gold Cards
Canara Bank offers various methods to its credit cardholders to pay their credit card bills on time. Here are the different ways to pay canara bank credit card bills Online as well as Offline.
|Add-on Card Fee||NIL|
|Foreign transaction fee||3% of the transaction amount in Indian Rupee|
|Late Fee||2% of the overdue amount
Min Rs. 10 to Max Rs. 150
|Minimum Payment||5% of the outstanding amount.
Min Rs. 100
|Returned payment fee||Rs. 50 per instance.|
Note: If your application was rejected, you would be able to apply after 3 months of your previous application.
You can hotlist your lost or stolen credit card just by sending an SMS to Canara Bank Credit card support. To block a credit card, write CAN(space)HOTLiSTCC(space)Card Number(16 digits)(space)Date of Birth(yyyymmdd) and send it to 9266623333 , or you can simply call them on 1800-425-0018 from your registered phone number.
|Item||Billing Date||Due date for payment|
|Canara Bank VISA Classic Card||20th of every month||10th of the succeeding month|
|Canara Bank Mastercard Standard Card||Last day of the month||20th of the succeeding month|
|Canara Bank Mastercard Global Gold Cards||Last day of each month||20th of the succeeding month|
|Canara Bank VISA Global Gold Cards||20th of every month||10th of the succeeding month|