Reward Rates:

  • 0.50%

    Earn 2 Reward Points on every Rs. 100 spend.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 0/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. 0/-

Insurance Cover

Complimentary Accidental death cover of upto Rs. 8 Lacs including spouse.

Travel Protection

Complimentry Travel Protection Cover of upto Rs. 50,000.

Reward Rates:

  • 0.50%

    Earn 2 Reward Points on every Rs. 100 spend.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 0/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. 0/-

Insurance Cover

Complimentary Accidental death cover of upto Rs. 4 Lacs including spouse.

Travel Protection

Complimentry Travel Protection Cover of upto Rs. 25,000.

Top Picks


Best For Card Name
Fuel No particular card for fuel.
Travel No specific credit card for travel.
Family Canara Bank VISA Classic Card / Canara Bank Mastercard Standard Card
Premium No specific premium credit card.
Frequent Spenders Canara Bank Global Gold Card

Best Canara Bank Credit Card for Frequent Spenders: Canara Bank Global Gold Card


Benefits

You get the card(s) for free which comes with high credit limit of upto Rs. 25 Lacs, and reward rate of Rs. 0.50 per eligible transaction. Moreover, you get complimentary travel insurance cover of upto Rs. 8 Lacs for primary cardholder and upto Rs. 4 Lacs for your spouse.

Drawbacks

The card has very low limit for maximum cash amount that you can withdraw from your card. Moreover, it doesn’t offer any incremental reward benefits and any exclusive benefits.

Bottom Line

The card is pretty average in terms of the reward value, but it comes with pretty good credit limit. It comes with an easy income criteria of Rs. 2 Lacs per annum.

Best Canara Bank Credit Card for Family: Canara Bank VISA Classic Card / Canara Bank Mastercard Standard Card


Benefits

The card comes free of cost and offers reward value of Rs. 1 on each eligible transaction. Moreover, you can get your card free as well for the next year if you spend Rs.4,170 or above each month. Apart from it, you get annual fuel benefit of Rs. 6,000 along with personal accidental insurance protection plan.

Drawbacks

You don't get any welcome benefit on the card. Moreover, the APR increases from 24% to 35.4% if you don't pay minimum payment each month.

Bottom Line

The card returns pretty good reward value against the annual fee of Rs. 499, which can be waived off easily. Though, if you are bad at maintaining your credit and finance then it could be a bad choice for you.

Canara Bank Credit Card Eligibility


Eligibility Criteria
Age 21 to 70 Years
For Salaried
Minimum 18 Years
For Add-on Cardholder
Income Rs. 1 Lacs
For Global Cards
Rs. 2 Lacs
For Global Gold Cards
  • Minimum annual income of the applicant should be Rs. 1 Lac for Global Cards and Rs. 2 Lacs for Global Gold Cards.
  • Age of the primary cardholder should be between 21 years to 70 years.
  • Age of the add-on cardholder should be at least 18 years.

Canara Bank Credit Card Documentation


For Salaried:

  • Salary Slip / Certificates
  • Form 16 / 2 Years ITRs with latest Salary slip.
  • KYC Documents
  • 2 Passport Size Photographs

For Self-Employed:

  • 2 years I.T.Returns with computation sheets
  • KYC Documents
  • 2 Passport Size Photographs

Canara Bank Credit Card Bill Payment


Canara Bank offers various methods to its credit cardholders to pay their credit card bills on time. Here are the different ways to pay canara bank credit card bills Online as well as Offline.

Pay Canara Bank Credit Card Bill through NEFT

  • Login your other bank’s net banking account and go to Fund Transfer option.
  • Choose “NEFT Fund Transfer” as your payment method and add your Canara Bank Credit Card as payee. To add your card as payee, use the following details.
    • Beneficiary Bank - Canara Bank
    • Beneficiary’s Account Number - XXXXXXXXXXXXXXXX
    • IFSC Code of the Beneficiary Bank Branch - ANDB0000782
    • Your 16 digit Credit Card number - XXXXXXXXXXXXXXXX
    • Payable Amount - XXXX
  • Go back to the NEFT payment method and choose your credit card from the beneficiary list.
  • Enter the amount and confirm the payment.
  • Receive the confirmation on your screen.

Pay Canara Bank Credit Card Bill through RTGS

  • Login your other bank’s net banking account and go to Fund Transfer option.
  • Choose “RTGS Fund Transfer” as your payment method and add your Canara Bank Credit Card as payee. To add your card as payee for RTGS Fund Transfer, use the following details.
    • Mobile number - XXXXXXXXXX
    • Email address - [email protected]
    • IFSC code - ANDB0000205
    • Bank Name - Canara Bank
    • Account Number - XXXXXXXXXXXXXXX
    • Your 16-digit Canara Bank credit card number
  • Go back to the RTGS Fund Transfer method and choose your credit card from the beneficiary list.
  • Enter the amount and confirm the payment.
  • Receive the confirmation on your screen.

Pay Canara Bank Credit Card Bill through Cash at Canara Branch

  • Go to your nearest Canara Bank branch.
  • fill cash deposit slip by mentioning your 16 digit credit card number, amount to be paid and other necessary details.
  • Sign the deposit slip and mention your phone number at the back of slip.
  • After filling cash deposit slips, deposit the cash at the cash deposit counter.
  • Collect the receipt as evidence of the successful payment.

Pay Canara Bank Credit Card Bill through Cheque/Draft

  • Write a cheque/draft in favour of your Canara Bank Credit Card.
  • Mention the bill amount, sign the cheque and write your phone number at the back of the cheque/draft.
  • Drop the cheque into the dropbox available at your nearest Canara Bank Branch or ATM.

Pay Credit Card Bill through Canara Bank Debit Card at Canara Bank ATMs

  • Visit your nearest Canara Bank ATM and insert your Canara bank debit card in the ATM machine.
  • Choose your preferred language.
  • Select “Bill Payment” option.
  • Enter your Canara Bank Credit Card number in place of recipient Account Number and enter the amount.
  • Confirm the payment by entering your debit card pin and collect the receipt.

Canara Bank Credit Cards – Other Charges


Charge Amount
Add-on Card Fee NIL
Foreign transaction fee 3% of the transaction amount in Indian Rupee
Late Fee 2% of the overdue amount
Min Rs. 10 to Max Rs. 150
Minimum Payment 5% of the outstanding amount.
Min Rs. 100
Over-limit fee NIL
Returned payment fee Rs. 50 per instance.

How To Apply for Canara Bank Credit Card?


  • Select an Canara Bank Credit Card as per your preferences from above.
  • Click on “Get Started” and fill the Online Application Form. You'll be asked to provide some personal details such as your Address, Contact, Income, Employer Details, Educational Qualifications.
  • Once the application form is submitted successfully, you will receive a confirmation from Canara Bank.

Note: If your application was rejected, you would be able to apply after 3 months of your previous application.

FAQs


How do I hotlist my Canara Bank Credit Cards?

You can hotlist your lost or stolen credit card just by sending an SMS to Canara Bank Credit card support. To block a credit card, write CAN(space)HOTLiSTCC(space)Card Number(16 digits)(space)Date of Birth(yyyymmdd) and send it to 9266623333 , or you can simply call them on 1800-425-0018 from your registered phone number.

What are the billing and payment due date for Canara Bank credit cards?

Item Billing Date Due date for payment
Canara Bank VISA Classic Card 20th of every month 10th of the succeeding month
Canara Bank Mastercard Standard Card Last day of the month 20th of the succeeding month
Canara Bank Mastercard Global Gold Cards Last day of each month 20th of the succeeding month
Canara Bank VISA Global Gold Cards 20th of every month 10th of the succeeding month