Top Picks
| Best For | Card Name |
| Fuel | No specific credit card for fuel. |
| Travel | No specific credit card for travel. |
| Family | Canara Bank VISA Classic Card / Canara Bank Mastercard Standard Card |
| Premium | No specific premium credit card. |
| Frequent Spenders | Canara Bank VISA Gold Card / Canara Bank Mastercard Gold Card |
Best Canara Bank Credit Card for Frequent Spenders
| Canara Bank VISA Gold Card / Canara Bank Mastercard Gold Card |
Benefits
You get the card(s) for free which comes with high credit limit of upto Rs. 25 Lacs, and reward rate of Rs. 0.50 per eligible transaction. Moreover, you get complimentary travel insurance cover of upto Rs. 8 Lacs for primary cardholder and upto Rs. 4 Lacs for your spouse.
Drawbacks
The card has very low limit for maximum cash amount that you can withdraw from your card. Moreover, it doesn’t offer any incremental reward benefits and any exclusive benefits.
Bottom Line
The card is pretty average in terms of the reward value, but it comes with pretty good credit limit. It comes with an easy income criteria of Rs. 2 Lacs per annum.
Best Canara Bank Credit Card for Family
| Canara Bank VISA Classic Card / Canara Bank Mastercard Standard Card |
Benefits
- Min. Income limit Rs. 1 Lac per annum
- Credit limit upto Rs. 3Lacs
- Nil joining fee
- Max Rs. 50,000 Cash advance limit
- Complementary protection cover of upto Rs. 4 Lacs for cardholder and upto Rs. 2 Lacs for spouse.
Drawbacks
Bottom Line
Eligibility Criteria
- Minimum annual income of the applicant should be Rs. 1 Lac for Global Cards and Rs. 2 Lacs for Global Gold Cards.
- Age of the primary cardholder should be between 21 years to 70 years.
- Age of the add-on cardholder should be at least 18 years.
Documentation
For Salaried:
- Salary Slip / Certificates
- Form 16 / 2 Years ITRs with latest Salary slip.
- KYC Documents
- 2 Passport Size Photographs
For Self-Employed:
- 2 years I.T.Returns with computation sheets
- KYC Documents
- 2 Passport Size Photographs
Canara Bank Credit Card Offers
Canara Bank Credit Card Reward Points – Earn & Burn
| Spends | VISA Classic Card | Mastercard Standard Card | VISA Gold Card | Mastercard Gold Card |
| Dining | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 |
| Departmental Stores | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 |
| Grocery Stores | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 |
| Travel | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 |
| Entertainment | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 |
| Utility Bill Payment | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 |
| Fuel | NIL | NIL | NIL | NIL |
| Online Shopping | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 |
| Partners | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 |
| International | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 | 2 Reward Points on each Rs.100 |
Canara Bank Credit Card Bill Payment
Pay Canara Bank Credit Card Bill through though Canara Bank Netbanking
Pay Canara Bank Credit Card Bill through NEFT
- Login your other bank’s net banking account and go to Fund Transfer option.
- Choose “NEFT Fund Transfer” as your payment method and add your Canara Bank Credit Card as payee. To add your card as payee, use the following details.
- Beneficiary Bank – Canara Bank
- Beneficiary’s Account Number – XXXXXXXXXXXXXXXX
- IFSC Code of the Beneficiary Bank Branch – ANDB0000782
- Your 16 digit Credit Card number – XXXXXXXXXXXXXXXX
- Payable Amount – XXXX
- Go back to the NEFT payment method and choose your credit card from the beneficiary list.
- Enter the amount and confirm the payment.
- Receive the confirmation on your screen.
Pay Canara Bank Credit Card Bill through RTGS
- Login your other bank’s net banking account and go to Fund Transfer option.
- Choose “RTGS Fund Transfer” as your payment method and add your Canara Bank Credit Card as payee. To add your card as payee for RTGS Fund Transfer, use the following details.
- Mobile number – XXXXXXXXXX
- Email address – xyz@abc.com
- IFSC code – ANDB0000205
- Bank Name – Canara Bank
- Account Number – XXXXXXXXXXXXXXX
- Your 16-digit Canara Bank credit card number
- Go back to the RTGS Fund Transfer method and choose your credit card from the beneficiary list.
- Enter the amount and confirm the payment.
- Receive the confirmation on your screen.
Pay Canara Bank Credit Card Bill through Cash at Canara Branch
- Go to your nearest Canara Bank branch.
- fill cash deposit slip by mentioning your 16 digit credit card number, amount to be paid and other necessary details.
- Sign the deposit slip and mention your phone number at the back of slip.
- After filling cash deposit slips, deposit the cash at the cash deposit counter.
- Collect the receipt as evidence of the successful payment.
Pay Canara Bank Credit Card Bill through Cheque/Draft
- Write a cheque/draft in favour of your Canara Bank Credit Card.
- Mention the bill amount, sign the cheque and write your phone number at the back of the cheque/draft.
- Drop the cheque into the dropbox available at your nearest Canara Bank Branch or ATM.
Pay Credit Card Bill through Canara Bank Debit Card at Canara Bank ATMs
- Visit your nearest Canara Bank ATM and insert your Canara bank debit card in the ATM machine.
- Choose your preferred language.
- Select “Bill Payment” option.
- Enter your Canara Bank Credit Card number in place of recipient Account Number and enter the amount.
- Confirm the payment by entering your debit card pin and collect the receipt.
Canara Bank Credit Cards – Fees & Charges
| VISA Classic Card | Mastercard Standard Card | VISA Gold Card | Mastercard Gold Card | |
| Finance Charges | 2.50% per month | 2.50% per month | 2.50% per month | 2.50% per month |
| Cash advance fee | 3% of the withdrawal amountMin Rs. 30 for each Rs. 1,000 or part thereof. | 3% of the withdrawal amountMin Rs. 30 for each Rs. 1,000 or part thereof. | 3% of the withdrawal amountMin Rs. 30 for each Rs. 1,000 or part thereof. | 3% of the withdrawal amountMin Rs. 30 for each Rs. 1,000 or part thereof. |
| Annual fee | NIL | NIL | NIL | NIL |
Other Charges
| Charge | Amount |
| Add-on Card Fee | NIL |
| Foreign transaction fee | 3% foreign currency markup |
| Late Fee | 2% of the overdue amountMin Rs. 10 to Max Rs. 150 |
| Minimum Payment | 5% of the total bill amountMin Rs. 100 |
| Over-limit fee | NILInternational usage of the card |
| Returned payment fee | Rs. 50 per instance |
| Card Replacement Charges | |
| EMI Conversion Charges | |
| Balance Transfer Charges |
How To Apply for Canara Bank Credit Card?
- Select an Canara Bank Credit Card as per your preferences from above.
- Click on “Apply Now” and fill the Online Application Form. You’ll be asked to provide some personal details such as your Address, Contact, Income, Employer Details, Educational Qualifications.
- Once the application form is submitted successfully, you will receive a confirmation from Canara Bank.
Note: If your application was rejected, you would be able to apply after 3 months of your previous application.
FAQs
How do I hotlist my Canara Bank Credit Cards?
You can hotlist your lost or stolen credit card just by sending an SMS to Canara Bank Credit card support. To block a credit card, write CAN<space>HOTLiSTCC<space>Card Number(16 digits)<space>Date of Birth(yyyymmdd) and send it to 9266623333, or you can simply call them on 1800-425-0018 from your registered phone number.
What are the billing and payment due date for Canara Bank credit cards?
| Item | Billing Date | Due date for payment |
| Canara Card VISA Classic | 20th of every month | 10th of the succeeding month |
| Canara card MasterCard Standard | Last day of the month | 20th of the succeeding month |
| Item | Billing Date | Due date for payment |
| MasterCard Gold Cards | Last day of every month | 20th of the succeeding month |
| VISA Gold Cards | 20th of every month | 10th of the succeeding month |