Canara Bank Credit Cards

Top Picks

Best ForCard Name
FuelNo specific credit card for fuel.
TravelNo specific credit card for travel.
FamilyCanara Bank VISA Classic Card / Canara Bank Mastercard Standard Card
PremiumNo specific premium credit card.
Frequent SpendersCanara Bank VISA Gold Card / Canara Bank Mastercard Gold Card

Best Canara Bank Credit Card for Frequent Spenders

Canara Bank VISA Gold Card / Canara Bank Mastercard Gold Card

Benefits

You get the card(s) for free which comes with high credit limit of upto Rs. 25 Lacs, and reward rate of Rs. 0.50 per eligible transaction. Moreover, you get complimentary travel insurance cover of upto Rs. 8 Lacs for primary cardholder and upto Rs. 4 Lacs for your spouse.

Drawbacks

The card has very low limit for maximum cash amount that you can withdraw from your card. Moreover, it doesn’t offer any incremental reward benefits and any exclusive benefits.

Bottom Line

The card is pretty average in terms of the reward value, but it comes with pretty good credit limit. It comes with an easy income criteria of Rs. 2 Lacs per annum.

Best Canara Bank Credit Card for Family

Canara Bank VISA Classic Card / Canara Bank Mastercard Standard Card

Benefits

  • Min. Income limit Rs. 1 Lac per annum
  • Credit limit upto Rs. 3Lacs
  • Nil joining fee
  • Max Rs. 50,000 Cash advance limit
  • Complementary protection cover of upto Rs. 4 Lacs for cardholder and upto Rs. 2 Lacs for spouse.

Drawbacks

Bottom Line

Eligibility Criteria

  • Minimum annual income of the applicant should be Rs. 1 Lac for Global Cards and Rs. 2 Lacs for Global Gold Cards.
  • Age of the primary cardholder should be between 21 years to 70 years.
  • Age of the add-on cardholder should be at least 18 years.

Documentation

For Salaried:

  • Salary Slip / Certificates
  • Form 16 / 2 Years ITRs with latest Salary slip.
  • KYC Documents
  • 2 Passport Size Photographs

For Self-Employed:

  • 2 years I.T.Returns with computation sheets
  • KYC Documents
  • 2 Passport Size Photographs

Canara Bank Credit Card Offers

Canara Bank Credit Card Reward Points – Earn & Burn

SpendsVISA Classic CardMastercard Standard CardVISA Gold CardMastercard Gold Card
Dining2 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.100
Departmental Stores2 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.100
Grocery Stores2 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.100
Travel2 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.100
Entertainment2 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.100
Utility Bill Payment2 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.100
FuelNILNILNILNIL
Online Shopping2 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.100
Partners2 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.100
International2 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.1002 Reward Points on each Rs.100

Canara Bank Credit Card Bill Payment

Pay Canara Bank Credit Card Bill through though Canara Bank Netbanking

Pay Canara Bank Credit Card Bill through NEFT

  • Login your other bank’s net banking account and go to Fund Transfer option.
  • Choose “NEFT Fund Transfer” as your payment method and add your Canara Bank Credit Card as payee. To add your card as payee, use the following details.
    • Beneficiary Bank  – Canara Bank 
    • Beneficiary’s Account Number –  XXXXXXXXXXXXXXXX
    • IFSC Code of the Beneficiary Bank Branch – ANDB0000782
    • Your 16 digit Credit Card number – XXXXXXXXXXXXXXXX
    • Payable Amount – XXXX
  • Go back to the NEFT payment method and choose your credit card from the beneficiary list.
  • Enter the amount and confirm the payment.
  • Receive the confirmation on your screen.

Pay Canara Bank Credit Card Bill through RTGS

  • Login your other bank’s net banking account and go to Fund Transfer option.
  • Choose “RTGS Fund Transfer” as your payment method and add your Canara Bank Credit Card as payee. To add your card as payee for RTGS Fund Transfer, use the following details.
    • Mobile number – XXXXXXXXXX
    • Email address – xyz@abc.com
    • IFSC code – ANDB0000205
    • Bank Name – Canara Bank
    • Account Number – XXXXXXXXXXXXXXX
    • Your 16-digit Canara Bank credit card number
  • Go back to the RTGS Fund Transfer method and choose your credit card from the beneficiary list.
  • Enter the amount and confirm the payment.
  • Receive the confirmation on your screen.

Pay Canara Bank Credit Card Bill through Cash at Canara Branch

  • Go to your nearest Canara Bank branch.
  • fill cash deposit slip by mentioning your 16 digit credit card number, amount to be paid and other necessary details.
  • Sign the deposit slip and mention your phone number at the back of slip.
  • After filling cash deposit slips, deposit the cash at the cash deposit counter.
  • Collect the receipt as evidence of the successful payment.

Pay Canara Bank Credit Card Bill through Cheque/Draft

  • Write a cheque/draft in favour of your Canara Bank Credit Card.
  • Mention the bill amount, sign the cheque and write your phone number at the back of the cheque/draft.
  • Drop the cheque into the dropbox available at your nearest Canara Bank Branch or ATM.

Pay Credit Card Bill through Canara Bank Debit Card at Canara Bank ATMs

  • Visit your nearest Canara Bank ATM and insert your Canara bank debit card in the ATM machine.
  • Choose your preferred language.
  • Select “Bill Payment” option.
  • Enter your Canara Bank Credit Card number in place of recipient Account Number and enter the amount.
  • Confirm the payment by entering your debit card pin and collect the receipt.

Canara Bank Credit Cards – Fees & Charges

VISA Classic CardMastercard Standard CardVISA Gold CardMastercard Gold Card
Finance Charges2.50% per month2.50% per month2.50% per month2.50% per month
Cash advance fee3% of the withdrawal amountMin Rs. 30 for each Rs. 1,000 or part thereof.3% of the withdrawal amountMin Rs. 30 for each Rs. 1,000 or part thereof.3% of the withdrawal amountMin Rs. 30 for each Rs. 1,000 or part thereof.3% of the withdrawal amountMin Rs. 30 for each Rs. 1,000 or part thereof.
Annual feeNILNILNILNIL

Other Charges

ChargeAmount
Add-on Card FeeNIL
Foreign transaction fee3% foreign currency markup
Late Fee2% of the overdue amountMin Rs. 10 to Max Rs. 150
Minimum Payment5% of the total bill amountMin Rs. 100
Over-limit feeNILInternational usage of the card
Returned payment feeRs. 50 per instance
Card Replacement Charges
EMI Conversion Charges
Balance Transfer Charges

How To Apply for Canara Bank Credit Card?

  • Select an Canara Bank Credit Card as per your preferences from above.
  • Click on “Apply Now” and fill the Online Application Form. You’ll be asked to provide some personal details such as your Address, Contact, Income, Employer Details, Educational Qualifications.
  • Once the application form is submitted successfully, you will receive a confirmation from Canara Bank.

Note: If your application was rejected, you would be able to apply after 3 months of your previous application.

FAQs

How do I hotlist my Canara Bank Credit Cards?

You can hotlist your lost or stolen credit card just by sending an SMS to Canara Bank Credit card support. To block a credit card, write CAN<space>HOTLiSTCC<space>Card Number(16 digits)<space>Date of Birth(yyyymmdd) and send it to 9266623333, or you can simply call them on 1800-425-0018 from your registered phone number.

What are the billing and payment due date for Canara Bank credit cards?

ItemBilling DateDue date for payment
Canara Card VISA Classic20th of every month10th of the succeeding month
Canara card MasterCard StandardLast day of the month20th of the succeeding month
ItemBilling DateDue date for payment
MasterCard Gold CardsLast day of every month20th of the succeeding month
VISA Gold Cards20th of every month10th of the succeeding month

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