- Rewards Points Accrual – On your HDFC Business Corporate Regalia Card, you earn 4 Reward Points for every Rs. 150 spent on retail transaction. However, you do not earn any reward points on cash withdrawal, EasyEMI, e-wallet loading, and fuel transactions.
- Club Vistara Membership – HDFC Business Corporate Regalia card comes with complimentary Club Vistara Silver Tier membership worth Rs. 1875. With complimentary Club Vistara Silver Tier membership you get additional benefit such as 9 Club Vistara (CV) points for every Rs. 100 spent on bookings of all Vistara Flights, additional 5 Kg baggage allowance and priority airport check-in clearance as well as waitlist clearance. If you’re an existing HDFC Business Corporate Regalia card holder, you can click here to apply for your complimentary Club Vistara Membership.
- Airport Lounge Access – Business Corporate Regalia Card offers you the benefit of complimentary airport lounge access around the year including premium lounges at over 1000 international airports. It gets you complimentary Priority Pass Membership worth US$99 which comes with up to maximum 6 free Priority Pass international lounge visits in a calendar year. To enroll for your complimentary Priority Pass Membership, click here. Apart from the international lounge access, you also get up to 8 complimentary access to domestic lounge. Domestic lounge access is offered by the card network VISA and Mastercard and it depends upon what card network you have chosen at the time of card application.
- Fuel Surcharge Waiver – Being a HDFC Business Corporate Regalia cardholder, you get 1% fuel surcharge waiver on fuel transaction above Rs. 400 at all Petrol Pumps, subject to maximum benefit of Rs. 500 a month on fuel purchase. Fuel waiver is only be debited into your card account if you have swiped your card at HDFC Bank EDCs at the time of transaction.
- International Travel Cover – HDFC Business Corporate Regalia offers you death protection cover as well as medical protection on international travel. You get personal air accident insurance cover of Rs. 1 Crore in case of death in the incident or within 12 months period due to bodily injury during an international travel. You also get medical cover of up to Rs. 15 Lacs in case of hospitalization during your overseas travel. The international travel cover is applicable only on overseas travel of maximum 30 days period.
- Low Foreign Currency Mark-up – Being HDFC Business Corporate Regalia cardholder, you gets to save 1.5% currency mark-up on all of your international transactions. You only pay 2% currency conversion charges as compared to 3.5% being charged usually. The international transaction will include any transaction done with a merchant registered in any other country than India regardless the transaction is done at the store or online.
- Cashback on Dining – Whenever you swipe your card for transactions at partner 5 star hotels, you’ll receive discount on food bills as high as up to 15%.
- No Welcome / Renewal Benefits – Although HDFC Business Corporate Regalia is one of the exclusive credit card offered by HDFC Bank for their Corporate Customers, there are no welcome as well as renewal benefits available on the card
- Conditional Free Lounge Access and Visit Charges – Since HDFC Business Corporate Regalis comes with complimentary priority pass membership worth US$99. However, the complimentary benefit you get is only applicable for international lounges only. Hence, if you visit any priority pass lounges in India, it will cost you US$27 on each visit. The same is applicable to any accompanied guest with you or in case you have already exhausted your free visit quota in a calendar year. Foreign currency conversion charges would be applicable on non-waived lounge visit charges.
- Low Cash Withdrawal Limit – Being a corporate card, the cash withdrawal limit available on the card is Max 40% of credit limit under Corporate Liability. However, the maximum cash withdrawal limit is restricted to only 30% of credit limit under Individual Liability.
- High Amount for Railway Surcharge – Being a corporate card, this card have a downfall in term of surcharge applicable on Railway ticket bookings. Unlike regular HDFC Credit Cards, you pay an Rs. 30 in addition of railway surcharge of 1.8% to 2.5% of the transaction amount.
- You get travel concierge service on your Business Corporate Regalia Card. Be it a flight bookings, hotel bookings or any other travel related assistance, just call HDFC Bank Concierge Services at at 1800-209-4006 (Toll-free) / +91-40-66534405 (Overseas).
- Age of the applicant should be minimum 21 years to maximum 65 years.
- Aadhar Number
- PAN Card
- KYC Details
- Business Existence Proof
- Latest Income Tax Returns
Fees & Penalties
|Type of Charges||Applicable Amount|
|Add-on Card Fee||Zero|
|Typical APR||3.49% per month|
|Cash Withdrawal Limit||Max 40% of credit limit under Corporate Liability.|
Max 30% of credit limit under Individual Liability.
|Cash Withdrawal||2.5% of the cash amount or Min Rs. 500.|
|Late Payment||Zero to Rs. 750|
|Over-Limit||2.5% of the overlimit amount or Min Rs. 500.|
|EMI Bounce||2% of the payment amount or min Rs. 500 per instance|
|Foreign Currency Transaction||3% on the rupee value after conversion|
|Fuel Surcharge||1% of the fuel transaction, subject to minimum Rs. 10|
|Railway Surcharge||2.5% of the transaction amount, plus Rs. 30.|
1.8% in case of online booking.
|Cash Deposit||Rs. 100 at HDFC Branches and ATMs|
|Min Amount Due (MAD)||5% of the outstanding amount or min Rs. 200.|
|Card Replacement||Rs. 100|
VISA Airport Lounge List
|Plaza Premium Lounge||Delhi||Domestic Departures (T3)|
|Plaza Premium Lounge||Delhi International||Departures (T3)|
|Mumbai Airport Lounge||Mumbai||Domestic Departures (T2)|
|Clipper Lounge||Mumbai||International Departures (T2)|
|Travel Club (TFS)||Chennai||Domestic Departures|
|Travel Club (TFS)||Chennai||International Departures|
|Plaza Premium Lounge||Bengaluru||Domestic Departures|
|Plaza Premium Lounge||Bengaluru||International Departures|
|Plaza Premium Lounge||Hyderabad||Domestic Departures|
|Plaza Premium Lounge||Hyderabad||International Departures|
Mastercard Airport Lounges
|City||Lounge Name||Airport Terminal||Location|
|Bangalore||AGL||Domestic||Mezzanine Level, Domestic Departure, Terminal 1|
|Bangalore||AGL||International||Level 1, Near Gate 18, International Departure, Terminal 1|
|Bangalore||Plaza Premium||Domestic||Domestic Departure Terminal, Terminal 1, Mezzanine Level|
|Bangalore||Plaza Premium||International||International Departures, Terminal 1, Level 1|
|Chennai||TFS||International||Travel club Lounge, Old international terminal building, near boarding, Anna international terminal, Chennai airport, Chennai|
|Chennai||TFS||New International||Travel club Lounge, New international terminal building, 3rd Floor, Anna International Terminal, Chennai airport, Chennai|
|Chennai||TFS||Domestic||Travel Club Domestic, Link building Chennai 600027, Chennai|
|Cochin||Earth||Domestic||Cochin Domestic Airport, Opp. CIAl, Nedumbassery, Ground Floor Cochin – 683572, Kerala|
|Cochin||Earth||International||Cochin International Airport, Opp. CIAl, 2nd Floor Nedumbassery, Cochin – 683572, Kerala|
|Delhi||Plaza Premium||Domestic T1D||T1 D, Level 02, Mezzanine Level, Terminal 1, Domestic Departures, Indira Gandhi International Airport, Palam, New Delhi|
|Delhi||Plaza Premium||Domestic T3||Mezzanine Level, Terminal 3, Domestic Departures, Indira Gandhi International Airport, New Delhi|
|Delhi||Plaza Premium||Domestic T2||Domestic Departures, Indira Gandhi International Airport, Palam, Terminal 2, Airside – Domestic Departures, near Gate 24. New Delhi. Take left after SHA|
|Delhi||Plaza Premium(A)||International T3||Level INL 03, International Departures, Terminal 3, Indira Gandhi International Airport, New Delhi|
|Delhi||Plaza Premium(B)||International Terminal 3||Level 4, International Departures, Terminal 3, Indira Gandhi International Airport, New Delhi|
|Goa||Port||Domestic||P K hospitality Pvt ltd., Dabolim Airport, South Goa Golden Chariot Restaurant, 3rd Floor Pin code – 403801|
|Goa||Port||International||P K hospitality Pvt ltd., Dabolim Airport, South Goa Golden chariot Restaurant, 3rd Floor Pin code – 403801|
|Hyderabad||Premium Plaza||Domestic||Level E, Domestic Departures, Rajiv Gandhi International Airport (near Gate 28), Hyderabad|
|Hyderabad||Premium Plaza||International||Level E, International Departures, Rajiv Gandhi International Airport (near Gate 32 A/B), Hyderabad|
|Kolkata||Travel Club||Domestic||Mezzanine Level, Domestic Terminal, Netaji Subhash Chandra Bose, Domestic Airport, Kolkata|
|Kolkata||Travel Club||International||International Terminal, Netaji Subhash Chandra Bose, International Airport, Kolkata|
|Mumbai||TFS||Domestic T1C||Travel food service, Terminal 1 C, 1st floor Opp. Gate A2, Mumbai|
|Mumbai||Clipper Lounge||International T2||Floor Opposite Samsonite, Terminal 2, Mumbai International Airport|
|Mumbai||Mumbai Airport Lounge Services||Domestic T2||Travel Club Lounge, SHA, Terminal 2, Chhatrapati Shivaji International Airport, Mumbai|
|Jaipur||Club One||International||Airports Authority of India, Civil Airport, Sanganer, Jaipur, Rajasthan|
|Pune||Lite and Bite Foods||International||Lite and Bite Foods, 1st Floor After SHA, New Airport Rd, Pune International Airport Area, Lohgaon, Pune, Maharashtra 411032|