HDFC Bank Regalia Credit Card
  • HDFC Bank Regalia Credit Card 5 / 5.0 from 2 users

HDFC Bank Regalia Credit Card

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At a Glance

  • Joining Fee

    Rs 2500 /-
  • Annual Fee

    Rs 2500 /-
  • Annual Rewards

    Rs 0 /-

Reward Rates

  • 15%

    Save Max 15% discount on dining at premium partner restaurants.

  • 1.5%

    Earn 4 Reward Points on spends of Rs. 150. Each Reward is worth 50p.

  • 1%

    Save 1% fuel surcharge waiver on fuel transaction, max Rs. 500 a month.

Complimentary Priority Pass Memebership

6 Complimentary visits to Priority Pass Lounges with Priority Pass Membership worth US$99.

Complimentary VISA/Mastercard Lounge Access

Get free 12 complimentary VISA/Mastercard airport lounge access per calendar year.

Highlights

  • Spend 75,000 and Get Zomato Gold Membership Worth Rs. 1800/- Free If you spend Rs. 75,000/- or more in the first three months from the date of card activation, you get Zomato gold Membership free of charge worth Rs. 1800. With Zomato Gold you get 1 +1 on food and 2+2 on Drinks at Restaruant that accept Zomato Gold. Zomato Gold is available in select cities only. This is only applicable only for the first year.

Features

S Highlights

  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year
  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year
  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year

Features

  • 1+1 on Movie Tickets Free

    Movie Tickets worth Rs. 6000 every year valid for 2 Tickets in a month

  • 1+1 on Movie Tickets Free

    Movie Tickets worth Rs. 6000 every year valid for 2 Tickets in a month

C Highlights

  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year
  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year
  • Earnd 2x rewards point at super market dining and fule for the first 16000 spent per year

Features

  • 1+1 on Movie Tickets Free

    Movie Tickets worth Rs. 6000 every year valid for 2 Tickets in a month

  • 1+1 on Movie Tickets Free

    Movie Tickets worth Rs. 6000 every year valid for 2 Tickets in a month

Staff Reviews

1 5 5
2019-12-07

I travel a lot abroad for business and using your credit card overseas is always a pain. Most Credit Card companies charges 3.0% to 3.5% as foreign fee charges and the additional markup on currency conversion. On my HDFC Credit Card, they only charge 2% foreign fee conversion charges which is a saving of more than 1% and their USD and GBP and Euro conversion rate is fairly competitive, which for a frequent flier like me is a huge saving. I also get 4 lounge access each quarter, which is again a lot of saving for me, specially on layovers or late night flights, which is fairly common for Indian’s. Overall a good credit card for foreign travel. P.S. : American Express should learn a few lessons. Your cards are hardly accepted in India and you charge 3.5% on foreign fee charges.

1 5 5
2019-12-07

I chose Regalia Credit Card for the discount that it offers on Partner restaurant’s since I go out very frequently and a restaurant very close to my office was on the list; Hoping that they would be adding new restaurant’s to the list, I went with HDFC Bank Regalia Credit Card; However, since the day I started about 2 years back they still haven’t added any new restaurant’s to their list. They had about 45 restaurants in Mumbai back then and about 49 now and hardly any restaurant offers any more than 15% in discount. The Reward is very good, so that’s an advantage; However, that’s only about 1% in savings. But still if you the card for anything else than dining, it’s a good choice for you.