ICICI Bank
  • ICICI Bank 0 / 5.0 from 0 users

Reward Rates:

  • 1.50%

    Earn 6 PAYBACK Points on International transactions.

  • 0.75%

    Earn 3 PAYBACK Points on domestic transactions.

Introductry Benefits
Rs. 96900/-
Joining Fee
Rs. 125000/-
Annual Fee
Rs. 10000/-
Annual Rewards
Rs. /-

1 + 1 BookMyShow Movie Tickets

4 complimentary BookMyShow movie tickets with no cap on ticket price.

Book Discounted Private Jet Charters

Enjoy discounted travel with private charter jet planes.

Reward Rates:

  • 0.50%

    Earn 2 PAYBACK points on every Rs. 100 spend

  • 0.25%

    Earn 1 PAYBACK points on utilities bills and insurance premiums.

  • 1.00%

    Earn 4 PAYBACK points on Online spendings.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. /-

1 + 1 BookMyShow Movie Ticket

Get 2 complimentary movie tickets every month on BookMyShow, applicable on the ticket price not exceeding Rs. 250 per ticket.

Reward Rates:

  • 0.50%

    Earn 2 PAYBACK points on every Rs. 100 spend

  • 0.25%

    Earn 1 PAYBACK points on utilities bills and insurance premiums.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. /-

1 + 1 BookMyShow Movie Ticket

Get 2 complimentary movie tickets every month on BookMyShow, applicable on the ticket price not exceeding Rs. 250 per ticket.

Reward Rates:

  • 0.50%

    Earn 2 PAYBACK points on every Rs. 100 spend.

  • 0.25%

    Earn 1 PAYBACK points on utilities bills and insurance premiums.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. /-

1 + 1 BookMyShow Movie Ticket

Get 2 complimentary movie tickets every month on BookMyShow, applicable on the ticket price not exceeding Rs. 250 per ticket.

1 + 1 INOX Movie Ticket

Get 2 free movie tickets for bookings at Inoxmovies.com. Maximum benefit of Rs. 250 per ticket.

Reward Rates:

  • 0.75%

    Earn 3 PAYBACK points on every Rs. 100 spend

  • 0.25%

    Earn 1 PAYBACK point on utility bills and insurance premiums.

Introductry Benefits
Rs. 500/-
Joining Fee
Rs. 499/-
Annual Fee
Rs. 499/-
Annual Rewards
Rs. /-

1 + 1 BookMyShow Movie Ticket

Get 2 complimentary movie tickets every month on BookMyShow, applicable on the ticket price not exceeding Rs. 100 per ticket.

Reward Rates:

  • 0.50%

    Earn 2 PAYBACK points on every Rs. 100 spend

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 499/-
Annual Fee
Rs. 499/-
Annual Rewards
Rs. 0/-

1 + 1 BookMyShow Movie Ticket

Get 2 complimentary movie tickets every month on BookMyShow, applicable on the ticket price not exceeding Rs. 250 per ticket.

1 + 1 INOX Movie Ticket

Get 2 free movie tickets for bookings at Inoxmovies.com. Maximum benefit of Rs. 250 per ticket.

Reward Rates:

  • 0.50%

    Earn 2 PAYBACK points on every Rs. 100 spend

Introductry Benefits
Rs. 4000/-
Joining Fee
Rs. 3999/-
Annual Fee
Rs. 999/-
Annual Rewards
Rs. /-

1 + 1 BookMyShow Movie Ticket

Get 2 complimentary movie tickets every month on BookMyShow, applicable on the ticket price not exceeding Rs. 300 per ticket.

1 + 1 INOX Movie Ticket

Get 2 free movie tickets for bookings at Inoxmovies.com. Maximum benefit of Rs. 300 per ticket.

Reward Rates:

  • 0.50%

    Earn 2 PAYBACK points on every Rs. 100 spend

  • 1.50%

    Earn 6 PAYBACK Points every Rs. 100 spent on fuel at HPCL pumps.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 199/-
Annual Fee
Rs. 199/-
Annual Rewards
Rs. 0/-

1 + 1 BookMyShow Movie Ticket

Get 2 complimentary movie tickets every month on BookMyShow, applicable on the ticket price not exceeding Rs. 100 per ticket.

Cashback on Fuel Purchase

Earn 2.5% as cashback on a minimum fuel purchase of Rs. 500. Maximum benefit of Rs. 100 each month.

Reward Rates:

  • 0.50%

    Earn 2 PAYBACK points on every Rs. 100 spend.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 199/-
Annual Fee
Rs. 199/-
Annual Rewards
Rs. /-

1 + 1 BookMyShow Movie Ticket

Get 2 complimentary movie tickets every month on BookMyShow, applicable on the ticket price not exceeding Rs. 100 per ticket.

Cashback on Fuel Purchase

Earn 2.5% as cashback on a minimum fuel purchase of Rs. 500. Maximum benefit of Rs. 100 each month.

Reward Rates:

  • 0.00%

Introductry Benefits
Rs. 300/-
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 500/-
Annual Rewards
Rs. /-

1 + 1 BookMyShow Movie Ticket

Get 2 complimentary movie tickets every month on BookMyShow, applicable on the ticket price not exceeding Rs. 250 per ticket.

Reward Rates:

  • 0.50%

    Earn 2 PAYBACK points on every Rs. 100 spend

  • 0.25%

    Earn 1 PAYBACK points on utility bills and insurance premiums.

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 199/-
Annual Fee
Rs. 99/-
Annual Rewards
Rs. 0/-

Reward Rates:

  • 1.00%

    Earn 4 Reward Points on every Rs. 100 spend.

  • 0.25%

    Earn 1 Reward Points on utility bills and insurance premiums.

Introductry Benefits
Rs. 5000/-
Joining Fee
Rs. 12000/-
Annual Fee
Rs. 12000/-
Annual Rewards
Rs. /-

1 + 1 BookMyShow Movie Ticket

Get up to 2 complimentary movie tickets every month on BookMyShow, worth Rs. 750 each.

Low Foreign Currency Conversion Markup

Pay only 1.50% foreign currency conversion markup on all your transaction made in foreign currency.

Reward Rates:

  • 0.75%

    Earn 3 PAYBACK points on every Rs. 100 on domestic spend.

  • 1.00%

    Earn 4 PAYBACK points on international spend.

  • 1.25%

    Earn 5 PAYBACK points on Manchester United match days.

Introductry Benefits
Rs. 2500/-
Joining Fee
Rs. 2499/-
Annual Fee
Rs. 2499/-
Annual Rewards
Rs. /-

1 + 1 BookMyShow Movie Ticket

Get up to 2 complimentary BookMyShow movie tickets every month, worth Rs. 300 each.

1 + 1 INOX Movie Ticket

Get up to 2 free movie tickets for bookings at Inoxmovies.com, worth Rs. 300 each.

Reward Rates:

  • 0.50%

    Earn 2 PAYBACK points on every Rs. 100 spend.

  • 0.75%

    Earn 3 PAYBACK points on Manchester United match days.

Introductry Benefits
Rs. 500/-
Joining Fee
Rs. 499/-
Annual Fee
Rs. 499/-
Annual Rewards
Rs. /-

1 + 1 BookMyShow Movie Ticket

Get up to 2 complimentary BookMyShow movie tickets every month, worth Rs. 250 each.

1 + 1 INOX Movie Ticket

Get up to 2 free movie tickets for bookings at Inoxmovies.com, worth Rs. 250 each.

Reward Rates:

  • 0.00%

    No Reward Points

Introductry Benefits
Rs. 0/-
Joining Fee
Rs. 0/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. /-

Amazon Prime Cashback

Earn 5% cash back as Amazon Pay balance, if you are an existing Amazon Prime customer.

Amazon Pay Cashback

Earn 2% cashback on using the card on more than 100 Amazon Pay partner merchants.

Reward Rates:

  • 0.62%

    Earn 1.25 My Cash points on each Rs. 200 spent on domestic purchases.

  • 0.75%

    Earn 1.50 My Cash points on each Rs. 200 spent on international purchases.

  • 1.00%

    Earn 2 My Cash points on each Rs. 200 spent for flight bookings on MakeMyTrip.

  • 2.00%

    Earn 4 My Cash points on each Rs. 200 spent for hotel/holdiay bookings on MakeMyTrip.

Introductry Benefits
Rs. 5500/-
Joining Fee
Rs. 2500/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. /-

Complimentary DragonPass Membership

Get complimentary membership of DragonPass, which gets you 1 free access to domestic airport lounges along with free spa session.

1 + 1 BookMyShow Movie Ticket

Get up to 2 complimentary BookMyShow movie tickets every month, worth Rs.300 each.

Reward Rates:

  • 0.50%

    Earn 1 My Cash points on each Rs. 200 spent on domestic purchases.

  • 0.62%

    Earn 1.25 My Cash points on each Rs. 200 spent on international purchases.

  • 1.00%

    Earn 2 My Cash points on each Rs. 200 spent for flight bookings on MakeMyTrip.

  • 1.50%

    Earn 3 My Cash points on each Rs. 200 spent for hotel/holdiay bookings on MakeMyTrip.

Introductry Benefits
Rs. 2500/-
Joining Fee
Rs. 500/-
Annual Fee
Rs. 0/-
Annual Rewards
Rs. /-

1 + 1 BookMyShow Movie Ticket

Get up to 2 complimentary BookMyShow movie tickets every month, worth Rs. 250 each.

1 + 1 INOX Movie Ticket

Get up to 2 free movie tickets every month on bookings at inoxmovies.com, worth Rs. 250 each.

Top Picks


Best For Card Name
Fuel ICICI Bank HPCL Platinum Credit Card
Travel No particular card for travel
Family No particular card for family.
Premium ICICI Bank Diamant Credit Card
Frequent Spenders No particular card for frequent spenders.

Best ICICI Bank Lifestyle Card: ICICI Bank Diamant Credit Card


Benefits

ICICI Bank Diamant Credit Card is the leading premium card offered by ICICI Bank. It comes with exclusive premium benefits such as tee off golf games, access to premium international lounges as well as domestic lounges, low foreign currency markup, insurance cover on international travel, incremental rewards points with high reward value following dining discounts.

Against an annual fee of Rs. 10,000, you get 10,000 bonus points worth Rs. 10,000 alone at the start of the card membership year.

Drawbacks

The annual fee is quite high; Hence, the card is useful only if you enjoy it's premium benefits.

Bottom Line

Though the card is exclusive in terms of premium benefits, reward value and low interest rate, and return it's value even if you're not using the premium benefits at all; However, the very high eligibility criteria makes it inaccessible to most credit card users.

Best ICICI Bank Cards for Fuel: ICICI Bank HPCL Platinum Credit Card


Benefits

ICICI HPCL Platinum is a reward card which comes with an annual fee of Rs. 199 and in return you get reward benefit of worth Rs. 75. However, you can get your annual fee waived off just by spending Rs. 5000 each month. In case your spend Rs. 7,500 or above each month, you will get additional benefit of gift voucher worth Rs. 1,000.

Drawbacks

Though, the HPCL Platinum card is pretty good on reward benefits against a small annual fee of only Rs. 500. However, the incremental reward benefits are limited to an extent. The maximum reward benefits that can be earned against birthday related expense, is limited to Rs. 450 in a statement month. Similarly, the maximum reward benefits for other categories is limited to Rs. 225 only.

Bottom Line

The incremental reward points of 5X to 10X on dining, groceries, movies and railways/taxis, makes it the best contender for Family Card. Although, it has a limited reward value, but it still delivers reward benefits of more than what you have to pay for it. However, the applicable APR of 3.49% per month is something that you should consider before applying for the card.

View Other ICICI Bank Credit Cards


ICICI Bank Coral American Express Card

ICICI Coral American Express Credit Card comes with an annual fee of Rs. 500 and doesn’t offer any welcome bonus on joining as well as renewal. However, you can get your annual fee back in form of annual fee waiver for next year by spending Rs. 12,500 monthly on the card. Apart from that, you can earn reward points worth of upto Rs. 2,500 if you spend Rs. 16,700 or above monthly on the card.

Moreover, you can earn movie benefits of Rs. 500 each month, whenever you book two or more movie tickets at BookMyShow using your ICICI Coral Amex Card. You earn 50% more reward points on all of your online spendings.

Aside from the above benefits, you also get complimentary access to domestic airport lounges as well as Railway lounges each quarter.

ICICI Bank Coral VISA/Master Credit Card

ICICI Coral VISA/Master Credit Card comes with an annual fee of Rs. 500, and have the exact benefits as the ICICI Coral American Express Card except the privileges offered by American Express. You can either choose VISA or Mastercard as your card network and avail the privileges as offered by the card network.

On Coral VISA/Master credit card, you don’t earn incremental reward points on your online spendings unlike Coral American Express Credit Card.

ICICI Bank Coral Contactless Card

This card is a contactless credit card, which comes with an annual fee of Rs. 500, and have the exact benefits as the other ICICI Coral Card. You can either choose VISA or Mastercard as your card network and avail the privileges as offered by the card network.

On Coral contactless credit card, you don’t earn incremental reward points on your online spendings unlike other Coral Credit Card.

ICICI Bank Ferrari Signature Credit Card

ICICI Ferrari Signature Credit Card comes with an annual fee of Rs. 500, and have the exact benefits as the ICICI Ferrari Platinum Car. You can either choose VISA or Mastercard as your card network and avail the privileges as offered by the card network.

On Ferrari Signature credit card, you earn incremental reward points on your online spendings unlike Ferrari Platinum Credit Card.

ICICI Bank Ferrari Platinum Credit Card

ICICI Ferrari Platinum Credit Card comes with an annual fee of Rs. 500, and have the exact benefits as the ICICI Ferrari Signature Card except the privileges are comparatively lesser. You can either choose VISA or Mastercard as your card network and avail the privileges as offered by the card network.

ICICI Bank Credit Card Eligibility


Eligibility Criteria
Age 21 to 60 Years
For Salaried
21 to 65 Years
For Self-Employed
Minimum 18 Years
For Add-on Cardholder
  • The minimum age of an applicant should not be less than 21 years.
  • The maximum age of a salaried applicant should not be more than 60 years and must not be more than 65 years for self-employed applicants.
  • The minimum age of an add-on cardholder should not be less than 18 years.

ICICI Bank Credit Card Documentation


For Salaried:

  • Salary Slip / Certificates
  • Last 6 months’ Bank Account Statement
  • KYC Documents
  • Form 16 / ITR

For Self-Employed:

  • Business Proof
  • Business Account and P&L Account Statement
  • Income Tax Returns
  • KYC Documents

ICICI Bank Credit Card Bill Payment


ICICI Bank offers various methods to its credit cardholders to pay ICICI credit card bills on time. These methods include both online as well as offline methods. Here are the different ways to pay your ICICI Bank Credit Card Bills Online as well as Offline.

Paying ICICI Bank Credit Card Bill Online using ICICI Bank Netbanking Services.

  • Click here to go to the ICICI Bank Netbanking Services.
  • Select "Credit Card Payment" Option
  • Choose Credit Card Payment Type
  • Select an Account and Card Type
  • Select Any One Payment Option
  • Verify The Details You Have Entered

Paying ICICI Bank Credit Card Bill Online using Billdesk.

  • Click here to go the ICICI Bank Credit Card Payment Billdesk page.
  • Select the Bank from which You Want to Pay the Amount
  • Login to Your Selected Bank's Net Banking Account and Enter Payment Details.
  • Click on "Submit" Button
  • Message of Confirmation

Paying ICICI Bank Credit Card Bill Online using National Electronic Funds Transfer (NEFT).

  • Login to Your NetBanking Account and Go to "Funds Tranfer" Section
  • Add your ICICI Credit Card as a beneficiary in NEFT.
  • Go to "Funds Transfer" Tab
  • Select The Required Details
  • Click on "Continue" button
  • Click on "Confirm" button

Paying ICICI Bank Credit Card Bill Online using VISA Card Pay.

  • Login to ICICI Mobile Banking app. Click here to download the app.
  • Go to the “Credit Cards” section and check the credit card summary.
  • Click on “Pay Last Bill” option.
  • Enter the amount and click on “Confirm” button.
  • Enter your mPIN to authorize the payment.

Paying ICICI Bank Credit Card Bill Online using Autopay.

  • Login to Your ICICI NetBanking Account and go to "Requests" section.
  • Select "Autopay Register" Option and enter card details.
  • Verify the card details
  • Receive confirmation.

ICICI Credit Card Payment Through ATM Funds Transfer

  • Walk in to The Nearest ICICI Bank ATM.
  • Select Language of Your Preference and Enter ICICI Credit Card PIN.
  • Select Type of Payment and Credit Card
  • Enter Your ICICI Credit Card Number
  • Enter The Amount You Want to Pay

ICICI Credit Card Payment Over Cash Counter at ICICI Branch

  • Walk in to The Nearest Branch of ICICI Bank along with a pay slip.
  • Enter your credit card number in the place of account number and fill the other details.
  • Sign the slip and submit Filled Up Pay-in Slip to the Cashier.

ICICI Bank Credit Cards – Other Charges


Charge Amount
Foreign transaction fee 1.99% of the transaction amount in Indian Rupee
For Diamant
3.5% of the transaction amount in Indian Rupee
For Other ICICI Bank Credit Cards
Late Fee Zero if due amount is less than Rs. 100
Rs. 100 if due amount is between Rs. 100 to Rs. 500.
Rs. 400 if due amount is between Rs. 501 to Rs. 5,000.
Rs. 500 if due amount is between Rs. 5,001 to Rs. 10,000.
Rs. 750 if due amount is above Rs. 10,000.
No Late Payment Charges applicable on ICICI Diamant Credit Card.
Minimum Payment 5% of the outstanding amount.
Min Rs. 200
Over-limit fee 2.5% of the overlimit amount or Min Rs. 500.
No Over-limit Charges applicable on ICICI Diamant Credit Card.
Returned payment fee 2% of the payment amount
Min Rs. 450
EMI Conversion Charges 1% of the conversion amount.
Min Rs. 250.
Balance Transfer Charges 1% of the transfer amount.
Min Rs. 250.

How To Apply for an ICICI Bank Credit Card?


  • Select an ICICI Bank Credit Card as per your preferences from above.
  • Click on “Get Started” and fill the Online Application Form. You'll be asked to provide some personal details such as your Address, Contact, Income, Employer Details, Educational Qualifications.
  • Once the application form is submitted successfully, you will receive a confirmation from ICICI Bank.

Note: If your application was rejected, you would be able to apply after 3 months of your previous application.