Card Details
- 4 Reward points for every Rs. 100 spent
- Earn 5X Reward points for every Rs. 100 spent on Air India tickets booked through Air India Websites, Mobile App, Air India Call Center, or Air India Booking Offices.
- Welcome gift of 20,000 Reward points worth Rs. 5,000 on payment of your joining fee.
- Anniversary Gift of 5,000 Reward Points on payment of renewal fee.
- Earn up to 1,00,000 Bonus Reward Points on annual spends of Rs. 5 lakh & above.
- Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns.
- Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with a complimentary Priority Pass Program worth US$99. Card Member has to pay handling and postage fee of US$10 on sign-up and lounge visit fee of US$27.
- Enjoy the complimentary Visa Lounge Access Program in India at major domestic airports.
- Get a 2.5% fuel surcharge waiver on fuel purchase of Rs. 500 to Rs. 4,000, subject to maximum up to Rs. 250 per statement cycle.
- Get complimentary Lost Card Liability Cover of Rs. 1 Lac from Tata AIG General Insurance Company Ltd., applicable from the period of 48 hours prior to reporting of loss till 7 days post the reporting of loss.
Pros & Cons
| Pros | Cons |
| High on Bonus Rewards High Reward Rate on booking with Air India Lost card liability cover of Rs. 1 Lac Complimentary Lounge Access Reward Points are Convertible into Air Miles | No annual fee waiver Additional Fee of US $27 on each Lounge Visit Minimum 10,000 reward points required to convert into Air Miles Reward Redemption can only be possible in multiples of 5,000 points No reward points on Fuel purchase |
Fee Details
- First Year / Joining Fee: Rs. 4,999
- Annual Fee (Second Year Onwards): Rs. 4,999
- Add-on Fee: Nil
- Grace Period: 20-50 days
- Finance Charges on Extended Credit: up to 3.35% per month, accounting for 40.2% per annum, from the date of transaction
- Min Amount Due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
- Cash Advance Limit: up to Up to 80% of the credit limit, maximum Rs. 15,000 per day
- Free Credit Period on Cash Advance: Nil
- Finance charges: Up to 3.35% per month accounting for 40.2% per annum from the date of withdrawal
- Cash Advance Fee (from SBI or other ATMs): 2.5% of the transaction amount, subject to a minimum of Rs. 300
- Cash Advance Fee (from International ATM): 3% of the transaction amount, subject to a minimum of Rs. 300
- Cash Payment Fee: Rs. 100
- Late payment: Nil for the total amount due from Rs. 0 to Rs. 200; Rs. 100 for the total amount due greater than Rs. 200 and up to Rs. 500; Rs. 400 for the total amount due greater than Rs. 500 and up to Rs. 1,000; Rs. 500 for the total amount due greater than Rs. 1,000 and up to Rs. 10,000; Rs. 750 for the total amount due greater than Rs. 10,000
- Overlimit: 2.5% of over-limit amount subject to a minimum of Rs. 500
- Card replacement: Rs. 100
- Card replacement, when abroad: Nil
- Foreign currency transaction: Conversion mark up – 3.5%
- Rewards redemption fee: Up to Rs. 99. (Nil for redemption on Air India Miles)
- Railway tickets through counters: Rs. 30 + 2.5% of the transaction amount
- Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
- Petrol and other products or services sold at petrol pumps: 2.5% fuel surcharge waiver for each transaction between Rs. 500 & Rs. 4,000, exclusive of applicable taxes, wherever applicable, and all other charges. Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account.
- Payment of customs duty: 2.25% of the transaction amount, minimum of Rs. 75
Reward Program
- 4 Reward points for every ₹ 100 spent on Air India SBI Signature Card.
- Earn 20 Reward points for every ₹ 100 spent on Air India tickets. Convert your Reward points into Air India miles. 1 Reward point is equal to 1 Air mile
Reward Rate: Rs. 1 per Rs. 100 spend
Reward Rate (On flight booking with Air India): Rs. 5 per Rs. 100
Intro Bonus Offer
- Welcome gift of 20,000 Reward points worth Rs. 5,000 on payment of your joining fee
Bonus Offer
- Anniversary Gift of 5,000 Reward Points (worth Rs. 1,250) on payment of renewal fee
- Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns (Complimentary membership allows the member to accrue or earn miles, but in order to redeem miles for self, the member is required to have at least one flight accrual activity registered from the date of enrollment as a Flying Returns member. Member needs to have at least five flight accrual activities registered from the date of enrollment in order to redeem miles for family and friends.)
- Get up to 1,00,000 bonus Reward points annually (20,000 Reward Points on annual spend of Rs. 5 Lacs. 30,000 Reward Points on annual spend and a total of 50,000 Reward Points. 50, 000 Reward Points on annual spend of Rs. 20 Lacs and a total of 1,00,000 Reward Points worth Rs. 25,000)
- International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program worth Rs. US$99
Benefits
- Get a 2.5% fuel surcharge waiver on fuel purchase of Rs. 500 to Rs. 4,000, across all petrol pumps. Maximum surcharge waiver of Rs. 250 per statement cycle. Applicable taxes extra wherever applicable