Earn 6 Skyward miles on each Rs. 150 spent on Emirates transactions.
Earn 6 Skyward miles on each Rs. 150 spent on other transactions.
Get 5% cashback on duty free shopping, max Rs. 1,000 per month.
Complimentary insurance cover of Rs. 1 Crore.
|Best For||Card Name|
|Fuel||No particular card for fuel.|
|Travel||Standard Chartered Emirates World Credit Card|
|Family||Standard Chartered Platinum Rewards Credit Card|
|Premium||Standard Chartered Ultimate Mastercard World Credit Card|
|Frequent Spenders||Standard Chartered Landmark Rewards Platinum Credit Card|
This card comes with Rs. 10,000 MakeMyTrip wallet cash, which can be used against flight and hotel bookings. And, you earn reward value of Rs. 5,000 on renewal. It offers Rs. 5 reward value of each eligible transaction and up to 20% cashback from popular brands like UBER, Tata CLiQ, Snapdeal, Apple as well as duty free stores at airports. Apart from it, you receive up to 25% cashback on your dining expenses.
Moreover, you get complimentary access to international as well as domestic airport lounges along with free access to premium golf ranges and up to 12% discount from travel partners like Hotels.com, Goomo.com and Musafir Travels. You also save 1.5% on international transactions and get travel insurance protection.
The card comes with annual charges equal to Rs. 5,000 and APR equal to 37.20%. Moreover, the APR for cash transactions is even higher, with equal to 41.88%, which is quite high for a premium credit card.
The card offers great value on reward redemption with each Rs. 1 for each reward point along with pretty good premium benefits. However, the applicable APR is quite high ranging from 37.20% to 41.88%.
The card offers welcome benefits worth up to Rs. 1,000 on joining and gets you 5X incremental reward points on dining as well as fuel transactions. Apart from that, you get up to 20% discount from various brands like UBER, Tata CLiQ, Snapdeal, Apple, Croma, Grofers and Jabong along with up to 12% cashback on travel expenses.
The card comes with high APR of 41.88%, and it takes 9 days to get approval from Standard Chartered for this card.
The card offers great reward value on dining and fuel transactions, making it a best Standard Chartered card for families. The annual charges is just Rs. 250 which you can easily get waived off by spending Rs. 2500 or more each month. However, the high APR is concernable before applying for the card, especially if you usually make defaults with payments.
The comes offers welcome benefit of 4,000 Skyward Miles on joining and gets you 2X incremental reward points on your spend at Emirates Airlines. Apart from that, you get up to 20% discount from various brands like UBER, Tata CLiQ, Snapdeal, Apple, Croma, Grofers and Jabong.
Moreover, you save up to 15% on your dining bills as well as up to 12% on travel with partners like Hotels.com, Goomo.com and Musafir Travels. You also get complimentary access to international as well as domestic airport lounges along with complimentary golf games and lessons, and travel protection covers.
Though, it is a travel credit card, you don’t save anything on your international transactions. Moreover, the applicable annual percentage rate is quite high.
This is a co-branded card and offer good travel benefits. It is best suitable only if you travel a lot through Emirates Airlines and comes with only Rs. 3000 annual fee. The card seems week in terms of benefits from 2nd and subsequent years since you don’t get any renewal benefits. Apart from it, the applicable APR is something that can worry you if you are not paying the total due amount.
The card offers welcome benefits worth up to Rs. 3,300 on joining and you can earn 3X incremental reward points at Landmark (Lifestyle, Home Centre and Max Stores) stores. Moreover, you save up to 12% on travel categories like hotel bookings, holiday packages and flight bookings along with up to 20% discount from various brands like SPAR, Lifestyle stores, UBER, Tata CLiQ, Snapdeal, Apple, Croma, Grofers and Jabong.
The reward points you earn on the card are eligible for only 1 year from the date of accumulation, and cannot be redeemed for cashback. Moreover, it takes 6 days only just for approval from the bank.
The card offer great benefit on joining against a cheap annual fee of Rs. 250. Moreover, you can also get annual fee waiver benefits by simply spending Rs. 2,500 monthly on the card. It offers great value if you are a regular customer at Lifestyle stores, Home centers and Max stores. Though, the annual percentage rate is something to think about.
|Age||21 to 65 Years
For Primary Cardholder
Minimum 18 Years
For Add-on Cardholder
Standard Chartered Bank offers its credit card users multiple methods to pay Standard Chartered Bank credit card bills on time including both online as well as offline methods as mentioned below.
|Foreign transaction fee||2% foreign currency markup
For Ultimate Mastercard World Card
3.5% foreign currency markup
FFor Other Cards
|Late Fee||Zero to Rs. 800
Additionally Rs. 100 if MAD is due for 2 or more consecutive months.
|Minimum Payment||5% of the outstanding amount.
Min Rs. 250
|Over-limit fee||2.5% of the overlimit amount
Min Rs. 500
Note: If your application was rejected, you would be able to apply after 3 months of your previous application.