Punjab and Sind Bank provides personal loans upto Rs.3 lac at maximum on an interest rate of 12.80%-14.05% to the salaried individuals and pensioners having account with the bank. The maximum repayment period allowed by the Punjab and Sind Bank is 60 months. The Punjab and Sind Bank charges a processing fee of 1% of loan amount for the loan application processing which is a bit higher in comparison of 0.50% of loan amount charged by the Oriental Bank of …
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Kotak Mahindra Bank offers personal loan to Salaried employees only, where a borrower can avail from minimum Rs. 50,000 to maximum Rs. 15 Lacs with an annual interest rate ranging from 10.99% to 24% per annum. The tenure being offered by Kotak is standard period offered by most of the banks, upto 60 months. Kotak Mahindra allows to prepay your personal loan through foreclosure method anytime after the full repayment of first 12 EMIs. However, the foreclosure fee being charged …
Summary. Karnataka Bank offers the personal loan only to the salaried individuals at an interest rate of 12.70% up to a maximum of Rs.5 lac, The maximum loan amount limit is quite low if compared with the peer South Indian Bank offering loans up to Rs.25 lac. The Karnataka Bank offers a repayment tenure of as long as 60 months at maximum and the foreclosure charges in case of prepayment of loan are Nil. The processing charges are 0.50% of …
Overview IndusInd Bank offers you a wide range of funds for salaried employees, self-employed professionals, and self-employed individuals. It provides loans amounting to Rs. 50,000 to Rs 15 Lacs within 4 to 7 working days with an annual interest rate of 11.25% to 23%. The term of the loan is 12 months to up to 60 months and the processing fee is up to 2.5% of the loan amount starting from Rs. 1000 minimum for regular personal loan and Rs. …
Overview The Indian Overseas Bank is providing personal loans to the Govt. sector/private sector employees having salary accounts with the bank. The bank provides the loan amount up to a maximum of Rs.15 lac with a maximum loan repayment tenure of 36-84 months. The interest rate charged by the Indian Overseas Bank varies from 11.95%-13.70%. The bank offers a 0.50% discount for females in case the loan is for the purchase of consumer durables. The guarantee is mandatory except if …
Overview Whether you are a Salaried-Employee, a Self-Employed Professional, or a Self-Employed Businessman, Indian Banks offers you funds as high as Rs. 6 Lacs within a span of 4 to 7 days of approval. The Processing fees charged by Bank are 0.51% of the loan amount or a maximum of Rs. 510 and charges Rs. 255 for Pensioners, it charges Zero to up to Rs. 255. The Interest Rate charged by Indian Bank is ranging from 10.65% to up to …
Overview Hey, come on let’s get rich. If you are looking for money then do not think too much. We are here to help you via Personal Loans. If you are a Salaried Employee with a net annual income of 1.80 Lacs then you can avail of the Personal Loan and move forward investing in other sources of income just like Mutual Funds, National Saving Certificate, and many more. IDBI is equally essential that providing lower rates of interest on …
Overview ICICI Bank offers personal loans of up to Rs. 20 Lacs for both Salaried and Self-Employed applicants with a fixed annual interest rate ranging from 10.99% to 22% per annum with a processing fee of up to 2.25% of the principal outstanding amount. You don’t need to provide any collateral security or guarantor to avail of the personal loan from ICICI Bank. ICICI Bank offers personal loan disbursal within 3 seconds to select customers, depending upon the online verification …
Overview Currently, HSBC offers personal loans to only its existing resident customers possessing HSBC saving account, current account, salary account, or employed with selected corporates. It avails funds starting from Rs. 75,000 to as high as Rs. 30 Lacs within 2 weeks and you can choose a tenure ranging from to repay your loan ranging from 6, 12, 18, 24, 30, 36, 42, 48, 54, or 60 months to repay the loan amount. The processing fee charged by the bank …
Overview HDFC Bank offers unsecured personal loans to Salaried and Self-Employed Professionals only. The interest rates offered by HDFC Bank are pretty average at 12.99% per annum in comparison to SBI Personal Loan which starts at a low-interest rate of 10.75% and Kotak Mahindra Bank offers an interest rate as low as 10.99%. The repayment period offered by HDFC Bank is standard, 12 months to 60 months except in the case of Balance Transfer where the repayment period ranges from …
Overview Federal Bank offers you a personal loan to accomplish any of your requirements whether you are a Salaried-Employee, a Self-Employed Professional, or a Self-Employed Businessman. It lends a minimum of Rs 50,000 to up to a maximum of Rs 10 Lacs within 7 days of approval. The processing fees charged by the Federal bank are 0.50% of the loan amount or a minimum of Rs. 500. Your monthly salary must be Rs. 50,000 or above to apply for a …
Overview The Dhanlaxmi Bank offers personal loans to the Salaried, Self-employed professionals and non-professionals up to a maximum amount of Rs.15 lac with a repayment tenure of 12-60 months at maximum. The interest rate charged is according to the borrower’s portfolio linked to an annual MCLR of 9.90% per annum. The Bank charges a processing fee equal to 2.5% of the loan amount with a minimum of Rs.1250. The charges in case of prepayment are 2% of the outstanding principal …