Overview The Indian Overseas Bank is providing personal loans to the Govt. sector/private sector employees having salary accounts with the bank. The bank provides the loan amount up to a maximum of Rs.15 lac with a maximum loan repayment tenure of 36-84 months. The interest rate charged by the Indian Overseas Bank varies from 11.95%-13.70%. The bank offers a 0.50% discount for females in case the loan is for the purchase of consumer durables. The guarantee is mandatory except if …
Tag: personal loan
Overview Whether you are a Salaried-Employee, a Self-Employed Professional, or a Self-Employed Businessman, Indian Banks offers you funds as high as Rs. 6 Lacs within a span of 4 to 7 days of approval. The Processing fees charged by Bank are 0.51% of the loan amount or a maximum of Rs. 510 and charges Rs. 255 for Pensioners, it charges Zero to up to Rs. 255. The Interest Rate charged by Indian Bank is ranging from 10.65% to up to …
Overview Hey, come on let’s get rich. If you are looking for money then do not think too much. We are here to help you via Personal Loans. If you are a Salaried Employee with a net annual income of 1.80 Lacs then you can avail of the Personal Loan and move forward investing in other sources of income just like Mutual Funds, National Saving Certificate, and many more. IDBI is equally essential that providing lower rates of interest on …
Overview ICICI Bank offers personal loans of up to Rs. 20 Lacs for both Salaried and Self-Employed applicants with a fixed annual interest rate ranging from 10.99% to 22% per annum with a processing fee of up to 2.25% of the principal outstanding amount. You don’t need to provide any collateral security or guarantor to avail of the personal loan from ICICI Bank. ICICI Bank offers personal loan disbursal within 3 seconds to select customers, depending upon the online verification …
Overview Currently, HSBC offers personal loans to only its existing resident customers possessing HSBC saving account, current account, salary account, or employed with selected corporates. It avails funds starting from Rs. 75,000 to as high as Rs. 30 Lacs within 2 weeks and you can choose a tenure ranging from to repay your loan ranging from 6, 12, 18, 24, 30, 36, 42, 48, 54, or 60 months to repay the loan amount. The processing fee charged by the bank …
Overview HDFC Bank offers unsecured personal loans to Salaried and Self-Employed Professionals only. The interest rates offered by HDFC Bank are pretty average at 12.99% per annum in comparison to SBI Personal Loan which starts at a low-interest rate of 10.75% and Kotak Mahindra Bank offers an interest rate as low as 10.99%. The repayment period offered by HDFC Bank is standard, 12 months to 60 months except in the case of Balance Transfer where the repayment period ranges from …
Overview Federal Bank offers you a personal loan to accomplish any of your requirements whether you are a Salaried-Employee, a Self-Employed Professional, or a Self-Employed Businessman. It lends a minimum of Rs 50,000 to up to a maximum of Rs 10 Lacs within 7 days of approval. The processing fees charged by the Federal bank are 0.50% of the loan amount or a minimum of Rs. 500. Your monthly salary must be Rs. 50,000 or above to apply for a …
Overview The Dhanlaxmi Bank offers personal loans to the Salaried, Self-employed professionals and non-professionals up to a maximum amount of Rs.15 lac with a repayment tenure of 12-60 months at maximum. The interest rate charged is according to the borrower’s portfolio linked to an annual MCLR of 9.90% per annum. The Bank charges a processing fee equal to 2.5% of the loan amount with a minimum of Rs.1250. The charges in case of prepayment are 2% of the outstanding principal …
Overview Citibank Personal loans serve a wide range of funds for both Salaried and Self-Employed. It provides you a minimum amount of Rs. 1 Lac to a maximum of Rs. 30 Lacs lending amount with an annual interest rate of 10.99% to 18.99% per annum. The time of funding is within 48 hours of approval. It provides 12 to 60 months of repayment duration and the interest rate is applicable. There are no late payment charges. The loan pre-closure charges …
Overview The Central Bank of India offers personal loans to salaried individuals at an interest rate ranging between 11.35%-12.60% per annum up to a maximum amount of Rs.10 lac. The maximum loan repayment tenure with the bank for personal loans ranges from 36-60 months. The bank has customized plans for the teachers and PSUs employees.The processing fee for the loan application processing is a flat Rs.500 per application.Which is quite competitive to its market peers who are charging mostly around …
Overview Whether you are Salaried-Employee, a Self-Employed Professional, or a Self-Employed Businessman, Canara Bank offers you funds from Rs. 1 Lacs to as high as Rs. 20 Lacs within 7 days of approval. The Processing charges are ranging from Zero to up to Rs 5,000 and the Interest Rate charged by Canara Bank on Personal loans is ranging between 10.90% to up to a maximum of 13.90% per annum and the tenure to repay your loan is 12 months to …
Overview Bank of Maharashtra provides personal loans to the salaried govt. And corporate employees for their personal requirements at the rate of interest 12.75% per annum with a concession of 1% to the existing home loan borrowers and salary account holders. The bank offers up to 1.5 lac maximum loan amount with a repayment tenure of 36 months at maximum. This is quite low in comparison to other peers offering higher amounts up to Rs.25 lac with a longer repayment …