Earn 3X or 6 PAYBACK Points per ₹100 spent on fuel at HPCL pumps. Redeem 2,000 PAYBACK Points for fuel worth ₹500.
Earn 2 PAYBACK Points per ₹100 spent on all other retail spends.
Spend ₹ 50,000 or more annually on your Card and get Annual Fee (₹ 199) for that year reversed.
Get 2.5% cashback (maximum ₹100) on fuel purchases at HPCL fuel pumps, applicable on minimum transaction value of ₹500.
Get 1% fuel surcharge at HPCL pumps, will not be levied on fuel transactions upto Rs.4,000 at HPCL pumps.
Enjoy ₹100 discount on up to 2 movie tickets per month at www.bookmyshow.com.
Get minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.
Enjoy a wide range of special offers across categories like Travel, Lodging, Dining, Retail and Online Shopping with American Express® Connect.
Get a faster, smarter and secure online payment solution with American Express® ezeClick. It replaces the need to enter Credit Card details every time you shop online with just a single User ID.
Enjoy complimentary access to select lounges at airports in India.
Enjoy the ease of automatic payments through American Express® EPAY, without worrying about due dates, writing cheques or standing in queues.
- Fuel Surcharge Waiver
- Complimentary Lounge Access
- Cashback on Fuel Purchase
- Annual Fee Waiver
- Savings on Dining
- No Joining Perks
Annual Fee: Rs. 199
First Year Fee: Rs. 199
Add-on Cards: Nil
Overdue Charges: 3.40% per month (40.80% annualized).
Late Payment Fee: Up to Rs. 750
Cash Advance Charges: 3.40% p.m or 40.80% p.a.
Card Replacement Fee: Rs. 100
Minimum Payment: 5% of the outstanding amount, subject to Min Rs. 100.
Earn 6 PAYBACK Points per ₹100 spent on fuel at HPCL pumps. Redeem 2,000 PAYBACK Points for fuel worth ₹500. Earn 2 PAYBACK Points on all other retail spends.
Reward Rate: Rs. 0.50 to Rs. 1.5 per Rs. 100 spend