Top Picks
Best For | Card Name |
Fuel | No particular card for fuel. |
Travel | Axis Bank Vistara Infinite Card |
Family | No particular card for family. |
Premium | Axis Bank Reserve Card, Axis Bank Magnus Card, |
Frequent Spenders | No particular card for frequent spenders. |
Best Axis Bank Credit Card for Travel
Axis Bank Vistara Infinite Card |
Benefits
Axis Bank Vistara Infinite Card comes with one way base fare waived Business class flight ticket at the start of the card membership year. Moreover, you get 6 Club Vistara (CV) Points on each retail transaction. Additionally, you get a discount on dining expenses and complimentary access to domestic airport lounges along with free golf privileges and accidental insurance protection.
Drawbacks
The card comes with an annual fee equal to Rs. 10,000, which is quite high.
Bottomline
This card mostly gives benefits and is best suitable if you travel via Air Vistara flights since it offers CV points against each eligible transaction. And, comes with 35.4% APR.
Best Axis Bank Premium Credit Card
Axis Bank Reserve Card |
Benefits
This card comes with multiple luxury benefits such as complimentary chauffeur to premium hotels and club marriott membership along with free lifestyle vouchers. Moreover, you get a 50% discount on movies, 2x incremental reward value on international transactions, free golf rounds and insurance protection plans.
Drawbacks
The card comes with an annual fee equal to Rs. 30,000, which is quite high.
Bottomline
The card offers exclusive premium benefits. However, the annual charges are quite high along with high APR of 35.4% which seems quite high being a premium card.
Best Axis Bank Premium Credit Card 1st Runner’s Up
Axis Bank Magnus Card |
Benefits
This card comes with multiple luxury benefits such as complimentary chauffeur to premium hotels and club marriott membership along with free lifestyle vouchers. Moreover, you get a 50% discount on movies, 2x incremental reward value on international transactions, free golf rounds and insurance protection plans.
Drawbacks
The card comes with an annual fee equal to Rs. 30,000, which is quite high.
Bottomline
The card offers exclusive premium benefits. However, the annual charges are quite high along with high APR of 35.4% which seems quite high being a premium card.
Eligibility Criteria to own Axis Bank Credit Cards
- Minimum age of the applicant should be 18 Years at the time of credit card application. And the maximum age of the eligible applicant can be 70 Years.
- Minimum age of the add-on cardholder should be 15 Years or above for all axis credit cards except Signature Card. Minimum age of the add-on cardholder for Signature card, Pride Signature card is 18 years.
- Minimum income for Axis Signature Card is Rs. 9 Lacs required and must be an Indian Resident.
- To own Axis Bank Insta Easy Card, you must have a Fixed Deposit of minimum Rs. 20,000 with the bank, where the deposit can’t be either a Tax Saver FDs, Flexi-Deposits (Auto-sweep Fixed Deposits) or a Fixed Deposits in the name of HUF/society/trust/companies. Maximum amount for the Fixed Deposit can be Rs. 25 Lacs.
- To own Axis Bank Pride Signature Card, applicant must be an Indian Defense Personnel.
Documents Required for Axis Bank Credit Cards
- PAN card photocopy or Form 60
- Colour photographs
- Latest payslip/Form 16/IT return copy as proof of income
- KYC Documents
In case of Indian Defense Personnel
- An ID card allowed from Indian Defense must be required.
Axis Bank Credit Card Offers
Axis Bank Credit Card Rewards – Earn & Burn
Spends | Buzz Card | MY Zone Card | Neo Card | Instant Neo Card | Vistara Card |
Dining | 2 eDGE Loyalty Points on each Rs.200 | 40 eDGE Loyalty points on each Rs. 200 spent during Weekends 4 eDGE Loyalty points on each Rs. 200 on Weekdays | 2 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 2 CV Points on each Rs.200 |
Departmental Stores | 2 eDGE Loyalty Points on each Rs.200 | 20 eDGE Loyalty points on each Rs. 200 spent during Weekends 4 eDGE Loyalty points on each Rs. 200 on Weekdays | 2 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 2 CV Points on each Rs.200 |
Grocery Stores | 2 eDGE Loyalty Points on each Rs.200 | 20 eDGE Loyalty points on each Rs. 200 spent during Weekends 4 eDGE Loyalty points on each Rs. 200 on Weekdays | 2 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 2 CV Points on each Rs.200 |
Travel | 2 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty points on each Rs. 200 | 2 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 2 CV Points on each Rs.200 |
Entertainment | 2 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty points on each Rs. 200 | 2 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 2 CV Points on each Rs.200 |
Utility Bill Payment | 2 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty points on each Rs. 200 | 2 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 2 CV Points on each Rs.200 |
Fuel | Nil | Nil | Nil | Nil | Nil |
Online Shopping | 6 eDGE Loyalty Points on each Rs.200 except online travel spend | 20 eDGE Loyalty points on each Rs. 200 spent during weekends 4 eDGE Loyalty points on each Rs. 200 | 2 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 2 CV Points on each Rs.200 |
Partners | 2 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty points on each Rs. 200 | 2 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 2 CV Points on each Rs.200 |
International | 2 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty points on each Rs. 200 | 2 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 2 CV Points on each Rs.200 |
Spends | Vistara Signature Card | Vistara Infinite Card | Privilege Card | Miles and More World Card | Miles and More World Select Card |
Dining | 4 CV Points on each Rs.200 | 6 CV Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 Miles on each Rs.200 | 6 Miles on each Rs.200 |
Departmental Stores | 4 CV Points on each Rs.200 | 6 CV Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 Miles on each Rs.200 | 6 Miles on each Rs.200 |
Grocery Stores | 4 CV Points on each Rs.200 | 6 CV Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 Miles on each Rs.200 | 6 Miles on each Rs.200 |
Travel | 4 CV Points on each Rs.200 | 6 CV Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 Miles on each Rs.200 | 6 Miles on each Rs.200 |
Entertainment | 4 CV Points on each Rs.200 | 6 CV Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 20 Miles on each Rs.200 on movies | 20 Miles on each Rs.200 on movies |
Utility Bill Payment | 4 CV Points on each Rs.200 | 6 CV Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 Miles on each Rs.200 | 6 Miles on each Rs.200 |
Fuel | Nil | Nil | Nil | Nil | Nil |
Online Shopping | 4 CV Points on each Rs.200 | 6 CV Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 Miles on each Rs.200 | 6 Miles on each Rs.200 |
Partners | 4 CV Points on each Rs.200 | 6 CV Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 Miles on each Rs.200 | 6 Miles on each Rs.200 |
International | 4 CV Points on each Rs.200 | 6 CV Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 Miles on each Rs.200 | 6 Miles on each Rs.200 |
Spends | Reserve Card | Select Card | Pride Platinum Card | Pride Signature Card | Insta Easy Card |
Dining | 10 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 |
Departmental Stores | 10 eDGE Loyalty Points on each Rs.200 | 20 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 |
Grocery Stores | 10 eDGE Loyalty Points on each Rs.200 | 20 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 |
Travel | 10 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 |
Entertainment | 10 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 |
Utility Bill Payment | 10 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 |
Fuel | Nil | Nil | Nil | Nil | Nil |
Online Shopping | 10 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 |
Partners | 10 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 |
International | 20 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 8 eDGE Loyalty Points on each Rs.200 | 12 eDGE Loyalty Points on each Rs.200 |
Spends | MY Choice Card | MY Wings Card | Platinum Card | Signature Card | Titanium Smart Traveler Card |
Dining | 4 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 2 eDGE Loyalty Points on each Rs.200 |
Departmental Stores | 4 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 2 eDGE Loyalty Points on each Rs.200 |
Grocery Stores | 4 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 2 eDGE Loyalty Points on each Rs.200 |
Travel | 4 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 |
Entertainment | 4 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 except movies | 10 eDGE Loyalty Points on each Rs.200 except movies | 2 eDGE Loyalty Points on each Rs.200 except movies |
Utility Bill Payment | 4 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 2 eDGE Loyalty Points on each Rs.200 |
Fuel | Nil | Nil | Nil | Nil | Nil |
Online Shopping | 4 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 2 eDGE Loyalty Points on each Rs.200 |
Partners | 4 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 6 eDGE Loyalty Points on each Rs.200 | 10 eDGE Loyalty Points on each Rs.200 | 2 eDGE Loyalty Points on each Rs.200 |
International | 4 eDGE Loyalty Points on each Rs.200 | 4 eDGE Loyalty Points on each Rs.200 | 12 eDGE Loyalty Points on each Rs.200 except movie and fuel | 20 eDGE Loyalty Points on each Rs.200 except movie and fuel | 8 eDGE Loyalty Points on each Rs.200 |
Axis Bank Credit Card Bill Payment
Axis Bank Credit Card Bill Payment through Axis Bank Netbanking
- Login to your Axis Bank Netbanking
- Check your outstanding balance
- Select the Credit Card number for which you want to make the payments.
- Select the account and enter the amount
- Click on “Submit” button
Axis Bank Credit Card Bill Payment through IMPS
- Login your Other Bank’s Internet Banking Account
- Go to the “IMPS” option under “Fund Transfer”
- Add your credit card as beneficiary and enter the beneficiary information such as beneficiary name, your 16-digit axis bank credit card number and bank name etc.
- Now go back to IMPS and select your axis bank credit card from the beneficiary list.
- Enter the amount you want to pay.
- Click on “Submit” and receive the acknowledgement.
Axis Bank Credit Card Bill Payment through Billdesk
- Click here to go to the Axis Bank Billdesk page and click on “Pay Now”.
- Enter your credit card information, registered email address, registered mobile number and the amount.
- Select your other bank from the dropdown list.
- Confirm the payment and receive the acknowledgement.
Axis Bank Credit Card Bill Payment through Axis Mobile Banking App
- Login to Axis Mobile Banking app. Click here to download the app.
- Go to the “Credit Cards” section and check the credit card summary.
- Click on “Pay Last Bill” option.
- Enter the amount and click on “Confirm” button.
- Enter your mPIN to authorize the payment.
Axis Bank Credit Card Bill Payment through Cheque/Draft
Axis Bank Credit Card Bill Payment at Cash Counter
Axis Bank Credit Card Bill Payment through Auto Debit
- Click here to download Auto Debit form.
- Fill the form and post it to the following address – Credit Card Customer Service, Axis Bank Ltd, NPC 1, 5th floor, Gigaplex, Plot No. I.T.5, MIDC, Airoli Knowledge Park, Airoli, Navi Mumbai – 400708
Axis Bank Credit Cards – Fees & Charges
Buzz Card | MY Zone Card | Neo Card | Instant Neo Card | Vistara Card | |
Finance Charges | 3.25% per month | 3.25% per month | 3.25% per month | NA | 2.95% per month |
Cash advance fee | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 |
Annual fee | Rs. 750 | Rs. 500 | Rs. 250 | Nil | Rs. 1,500 |
Vistara Signature Card | Vistara Infinite Card | Privilege Card | Miles and More World Card | Miles and More World Select Card | |
Finance Charges | 2.95% per month | 2.95% per month | 2.95% per month | 2.95% per month | 2.95% per month |
Cash advance fee | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 |
Annual fee | Rs. 3,000 | Rs. 10,000 | Rs. 1,500 | Rs. 3,500 | Rs. 10,000 |
Reserve Card | Select Card | Pride Platinum Card | Pride Signature Card | Insta Easy Card | |
Finance Charges | 2.95% per month | 2.95% per month | 2.95% per month | 2.95% per month | 2.50% per month |
Cash advance fee | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 |
Annual fee | Rs. 30,000 | Rs. 3,000 | Nil | Nil | Nil |
MY Choice Card | MY Wings Card | Platinum Card | Signature Card | Titanium Smart Traveler Card | |
Finance Charges | 3.25% per month | 2.95% per month | 3.25% per month | 2.95% per month | 3.25% per monthTitanium Variant 2.95% per monthGold Variant |
Cash advance fee | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 | 2.5% of the withdrawal amountMin. Rs 250 |
Annual fee | Rs. 250 | Rs. 1,200 | Rs. 200 | Rs. 3,000 | Rs. 100 |
Other Charges:
Charge | Amount |
Foreign transaction fee | 3.5% of the transaction amount in Indian RupeeAdditionally 3.5% of the transaction amount if transaction is being refunded. |
Late Fee | Zero to Rs. 700For Buzz Card, MY Zone Card, Neo Card, Instant Neo Card, Vistara Card , Vistara Signature Card, Vistara Infinite Card, Pride Platinum Card, Pride Signature Card, Insta Easy Card, MY Choice Card, MY Wings Card, Platinum Card, and Titanium Smart Traveler Card Rs. 300 to Rs. 600For Other Axis Credit Cards |
Minimum Payment | 5% of the outstanding amount |
Over-limit fee | 3% of the over-limit amountMin Rs. 500 |
Returned payment fee | Rs. 300 |
EMI Conversion | 12% to 15% with processing charges equal to 1.5% of the transaction amount or Min Rs. 150 |
Balance transfer fee | NA |