Earn 2 Reward Points on ₹150 spent on retail purchase.
Earn 3X Reward Points on weekend shoppings.
Get 500 Bonus Reward Points on Teacher’s Day i.e. Sept 5th every year.
Zero lost card liability post reporting card loss to bank.
Enjoy 0% Fuel surcharge for transactions between ₹400 to ₹5000, capped at ₹250 per statement cycle. Save ₹1,500 in a year on your fuel transactions.
EMV Chip enabled card, makes your transactions completely secure.
Spend ₹10,000 within first 90 days and get the 1st year fee reversed.
Spend ₹30,000 in a year and get next year’s fee waived off.
- Zero Lost Card Liability
- Reward Points Valid for 2 Years
- Avail Loan on Card
- Annual Fee Waiver
- 3 Free Supplementary Cards
- No Reward Points on Fuel Purchase.
- Charge of ₹75 on each Reward Redemption Request.
- No less than 500 Reward Points can be Redeemed.
Annual Fee: ₹500
First Year Fee: ₹500
Add-on Card Fee: Upto 3 Cards lifetime fee
Grace Period: 20-50 days
Cash Advance Fee: 2.5% or minimum ₹300 on each transactions
Late Payment Charges: Nil for less than ₹100; ₹100 for ₹100 to ₹500; ₹400 for ₹501 to ₹5000; ₹500 for ₹5001 to ₹10,000; ₹700 for ₹1,001 and above
Overlimit Charges: 2.5% of the overlimit amount, subject to min of ₹500
Min Repayment Amount: 5% of Total Outstanding, subject to min ₹200
Cash Advance Limit: 4.% of the credit limit
Cash Processing Fee: ₹100
Reward Redemption Fee: ₹75 per redemption request
Balance Transfer Processing fee: 2% of transfer amount, subject to minimum of ₹250
Fuel Surcharge: 0% Fuel surcharge for transactions between ₹400 to ₹5000. Fuel surcharge waiver capped at ₹250 per statement cycle.
Card Replacement fee: ₹100
Foreign Currency Transactions: 3.5% of conversion mark-up fee
2 Reward Points on ₹150 spent and 3X Reward Points on weekend shoppings.
Reward Rate: Rs. 0.40 per Rs. 100 spend
- Spend ₹10,000 within first 90 days and get the 1st year fee reversed.
- Spend ₹30,000 in a year and get next year’s fee waived off.