HDFC Bank Titanium Times Credit Card

HDFC Titanium Times Credit Card
HDFC Titanium Times Credit Card

At a glance

Joining Fee: Rs. 500

Intro Benefits: Welcome Gift Voucher of upto 100% Cashback from partner brands.

Annual Fee: Rs. 500. Waived off on spending Rs. 1 Lac within previous card membership year.

Save flat 25% on movies/play tickets.

Save 20% against all your food bills at partner restaurants along with additional cashback benefits.

Super Powers

  • Save upto 100% at Partners Brands

You receive upto 100% cashback from various partner brands into categories like shopping, wellness, entertainment, dining, online merchants, and hotels etc.


  • Welcome Rewards

Titanium Times Card comes with welcome gift voucher worth up to 20% to maximum 100% cashback from partner brands including popular online and offline brands like Netmeds, Kalyan Jewellers, Zoomcar, VLCC, Myntra, Cleartrip and Fab Hotels etc. Go to to check the available offers.

  • Flat 25% Cashback a Month on Movies / Play

With Titanium Times Card, you save 25% on movie and play tickets at partner movie outlets, subject to .

  • Save 20% on Dining along with Rs. 200 Cashback

With Titanium Times Card, you get upto 20% cashback on the food bills at more than 6000 partner restaurant/outlets. This cashback is received in form of Dine-Out Earning (valid for 90 days for the date of earning)and subject to maximum Rs. 500. You can pay a maximum of 50% bill amount using the accumulated dine-out earning on your dine-out app account. Additionally, you also save flat Rs. 200 on dining bills of minimum Rs. 1500. However, the amount paid by redeeming the dine-out earnings, will not be considered for the minimum bill amount of Rs. 1500 in respect of Rs. 200 flat cashback. Moreover, you can avail these benefits over and above any existing offer running at the time of the billing at the partner restaurant.

  • 2.5X Reward Points on Weekdays Dining

With Titanium Times Card, you get 5 Reward Points instead of 2 Points on regular transactions for every Rs. 150. The dining spends during the weekdays at the restaurants/outlets registered under “Restaurant” Merchant Category Code (MCC) as per VISA/Mastercard guidelines, will only be considered for this benefit.


  • Save 1% on Fuel Purchase

With Titanium Times card, you save 1% on fuel surcharge waiver (minimum of Rs. 10) against each fuel transaction between Rs. 400 to Rs. 5,000 at all Petrol Pumps. The maximum fuel waiver in a month, cannot be more than Rs. 500.

  • Annual Fee Waiver

If you spend Rs. 1.5 Lacs on your Titanium Times Card in a card membership year, you earn your annual fee of Rs. 500 back.

  • Reward Points on Regular Purchase

With Titanium Times Card, you get 2 Reward Points against each Rs. 150 spent on retail purchases except fuel, EMI transactions, and E-Wallet transactions.

  • Lost Card Liability

HDFC AllMiles Card comes with zero lost card liability benefits. Hence, being a HDFC AllMiles card holder you are entitled to lost card liability cover post reporting the loss of the card. After reporting the loss of the card, HDFC will be taking care of any fraud or unauthorized transaction made on the card. Simply call HDFC Credit Card services at their toll-free number 1800-258-3838 from your registered mobile number and report the loss of the card.

Staff Review

Reward Points: Incremental Reward Points and Reward Points on Regular Transactions

Intro Bonus: Welcome Bonus Reward

Annual Bonus: Annual Fee Waiver

Eligibility Criteria

  • The applicable age criteria for a Salaried Applicant ranges from minimum 21 years to maximum 60 years.
  • The age criteria for Self-Employed Applicants ranges from minimum 21 years to maximum 65 years.

Fees & Penalties

Type of ChargesApplicable Amount
Add-on Card FeeZero
Typical APR3.49% per month
Cash Withdrawal LimitMax 40% of credit limit
Cash Withdrawal2.5% of the cash amount or Min Rs. 500.
Late PaymentZero to Rs. 750
Over-Limit2.5% of the overlimit amount or Min Rs. 500.
EMI Bounce2% of the payment amount or min Rs. 500 per instance
Foreign Currency Transaction3.5% on the rupee value after conversion
Fuel Surcharge1% of the fuel transaction, subject to minimum Rs. 10
Cash DepositRs. 100 at HDFC Branches and ATMs
Min Amount Due (MAD)5% of the outstanding amount or min Rs. 200.
Card ReplacementRs. 100
Balance Transfer2% of transfer amount, subject to minimum of Rs. 250


  • Zero liability on lost card
  • Reward points are valid for 2 years
  • Get loan against your card


  • No reward point for transactions less than Rs. 150
  • No reward points on fuel transactions
  • Charge of Rs. 75 per reward redemption request
  • No less than 500 points can be redeemed

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