2X reward points on dining, groceries and at supermarket spends.
Earn 2 PAYBACK points on every ₹ 100 spent on other transactions, except fuel.
Buy one get one free movie ticket through the week at www.bookmyshow.com.
Get minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program
Complimentary airport lounge access courtesy Visa.
Apply at select ICICI branch and get a special 50% discount on Joining Fee.
- Free Supplementary Card
- Complimentary Lounge Access
- No Points on Fuel Purchase
- No Free Card Replacement
Annual Fee: Rs. 500
First Year Fee: Rs. 500 (Special offer fee)
Add-on Card fee: NIL
Overdue Charges on Extended Credit: 3.40% per month or 40.80% per annum.
Cash Advance Charges: 3.40% per month or 40.80% per annum.
Cash Advance fee (at ATMs): 2.5% on advanced amount, subject to a minimum of Rs. 300.
Reward Redemption fee: Rs. 99 per request on Catalogue based redemptions and Rs. 25 per request on Online/In-store redemptions at PAYBACK Online Partner Brands.
Late Payment fee: Nil for less than Rs. 100; Rs. 100 for Rs. 100 to Rs. 500; Rs.500 for Rs. 500 to Rs.10,000; Rs.750 for Above Rs. 10,000
Overlimit Charges: 2.5% on the overlimit amount, subject to a Min of Rs. 500
Card Replacement Fee: Rs. 100
Foreign Currency Mark-up: 3.50%
Railway Surcharge: 1.8% on online booking through irctc.co.in and 2.5% on booking through railway counters.
Fuel Surcharge: 2.5% of transaction value or Rs. 10 whichever is higher
Grace Period: 18 to 48 days
Min Amount Payable: 5% of the outstanding amount, subject to Min Rs.100
Earn 2 PAYBACK points on every Rs. 100 spent for all purchases.
Reward rate: Rs. 0.50 per Rs. 100 spend
- Apply at select ICICI branch and get a special 50% discount on Joining Fee.
- Buy one get one free movie ticket through the week at www.bookmyshow.com.
- Get minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program
- Age of above 18 years
- Fixed Deposit must be of Min Rs. 20,000
- Fixed Deposit tenure must be Min 180 days.