At a Glance
- Joining Fee: Rs. 0
- Intro Benefits: Rs. 0
- Annual Fee: Rs. 0
- Earn 0.53% reward benefits against all of your spend related to business expenses.
- 2X Reward Points on Business Related Expenses: On Business Corporate Moneyback card, you earn 4 reward points worth Rs. 0.80 on each Rs. 150 spent against Air Travel, Travel, Hotel Bookings, Dining and Online purchases. The cardholder will be eligible for the incremental reward points if he/she spend it at the merchants registered into respective categories, Air, Travel, Hotel, Restaurant/Dining, and Online Merchant Category Code (MCC) as per VISA/ MasterCard guidelines.
- VISA/Mastercard Complementary Airport Lounge Access: The Business Corporate Moneyback Card offers you 8 complimentary access to domestic lounges. Domestic lounge access is offered by the card network VISA and Mastercard and it depends upon what card network you have chosen at the time of card application.
- Upto 15% Cashback on Dining: Whenever you swipe your card for transactions at partner 5 star hotels, you’ll receive discount on food bills as high as up to 15%.
- Rewards Points Accrual: On your HDFC Business Corporate Moneyback Card, you earn 2 Reward Points worth Rs. 0.40 for every Rs. 150 spent on regular transactions. However, you do not earn any reward points on cash withdrawal, EasyEMI, e-wallet loading, and fuel transactions.
- Fuel Surcharge Waiver: Being a HDFC Business Corporate Moneyback card holder, you save 1% on fuel surcharge against fuel transaction between Rs. 400 to Rs. 10,000 at all Petrol Pumps. Fuel waiver is only be debited into your card account if you have swiped your card at HDFC Bank EDCs at the time of transaction.
- Lost Card Liability: The Business Corporate MoneyBack Card comes with zero lost card liability benefits. Hence, being a HDFC AllMiles card holder you are entitled to lost card liability cover post reporting the loss of the card. After reporting the loss of the card, HDFC will be taking care of any fraud or unauthorized transaction made on the card. Simply call HDFC Credit Card services at their toll-free number 1800-258-3838 from your registered mobile number and report the loss of the card.
- Reward Points: 2X Reward Points and Reward Points on Regular Transactions
- Intro Bonus: Joining Fee Waiver
- Annual Bonus: Annual Fee Waiver
- No Welcome / Renewal Benefits – Although HDFC Business Corporate Moneyback is one of the exclusive credit card offered by HDFC Bank for their Corporate Customers, there are no welcome as well as renewal benefits available on the card
- Low Cash Withdrawal Limit – Being a corporate card, the cash withdrawal limit available on the card is Max 40% of credit limit under Corporate Liability. However, the maximum cash withdrawal limit is restricted to only 30% of credit limit under Individual Liability.
- High Amount for Railway Surcharge – Being a corporate card, this card have a downfall in term of surcharge applicable on Railway ticket bookings. Unlike regular HDFC Credit Cards, you pay a Rs. 30 in addition of railway surcharge of 1.8% to 2.5% of the transaction amount.
- Age of a applicant should be minimum 21 years to maximum 65 years.
- Aadhar Number
- PAN Card
- KYC Details
- Business Existence Proof
- Latest Income Tax Returns
Fees & Penalties
|Type of Charges||Applicable Amount|
|Add-on Card Fee||Zero|
|Typical APR||3.49% per month|
|Cash Withdrawal Limit||Max 40% of credit limit under Corporate Liability.|
Max 30% of credit limit under Individual Liability.
|Cash Withdrawal||2.5% of the cash amount or Min Rs. 500.|
|Late Payment||Zero to Rs. 750|
|Over-Limit||2.5% of the overlimit amount or Min Rs. 500.|
|EMI Bounce||2% of the payment amount or min Rs. 500 per instance|
|Foreign Currency Transaction||3% on the rupee value after conversion|
|Fuel Surcharge||1% of the fuel transaction, subject to minimum Rs. 10|
|Railway Surcharge||2.5% of the transaction amount, plus Rs. 30.1.8% in case of online booking.|
|Cash Deposit||Rs. 100 at HDFC Branches and ATMs|
|Min Amount Due (MAD)||5% of the outstanding amount or min Rs. 200.|
|Card Replacement||Rs. 100|
What are the eligible airport lounges for complimentary access?
VISA Airport Lounge List
|Plaza Premium Lounge||Delhi||Domestic Departures (T3)|
|Plaza Premium Lounge||Delhi International||Departures (T3)|
|Mumbai Airport Lounge||Mumbai||Domestic Departures (T2)|
|Clipper Lounge||Mumbai||International Departures (T2)|
|Travel Club (TFS)||Chennai||Domestic Departures|
|Travel Club (TFS)||Chennai||International Departures|
|Plaza Premium Lounge||Bengaluru||Domestic Departures|
|Plaza Premium Lounge||Bengaluru||International Departures|
|Plaza Premium Lounge||Hyderabad||Domestic Departures|
|Plaza Premium Lounge||Hyderabad||International Departures|
Mastercard Airport Lounges
|City||Lounge Name||Airport Terminal||Location|
|Bangalore||AGL||Domestic||Mezzanine Level, Domestic Departure, Terminal 1|
|Bangalore||AGL||International||Level 1, Near Gate 18, International Departure, Terminal 1|
|Bangalore||Plaza Premium||Domestic||Domestic Departure Terminal, Terminal 1, Mezzanine Level|
|Bangalore||Plaza Premium||International||International Departures, Terminal 1, Level 1|
|Chennai||TFS||International||Travel club Lounge, Old international terminal building, near boarding, Anna international terminal, Chennai airport, Chennai|
|Chennai||TFS||New International||Travel club Lounge, New international terminal building, 3rd Floor, Anna International Terminal, Chennai airport, Chennai|
|Chennai||TFS||Domestic||Travel Club Domestic, Link building Chennai 600027, Chennai|
|Cochin||Earth||Domestic||Cochin Domestic Airport, Opp. CIAl, Nedumbassery, Ground Floor Cochin – 683572, Kerala|
|Cochin||Earth||International||Cochin International Airport, Opp. CIAl, 2nd Floor Nedumbassery, Cochin – 683572, Kerala|
|Delhi||Plaza Premium||Domestic T1D||T1 D, Level 02, Mezzanine Level, Terminal 1, Domestic Departures, Indira Gandhi International Airport, Palam, New Delhi|
|Delhi||Plaza Premium||Domestic T3||Mezzanine Level, Terminal 3, Domestic Departures, Indira Gandhi International Airport, New Delhi|
|Delhi||Plaza Premium||Domestic T2||Domestic Departures, Indira Gandhi International Airport, Palam, Terminal 2, Airside – Domestic Departures, near Gate 24. New Delhi. Take left after SHA|
|Delhi||Plaza Premium(A)||International T3||Level INL 03, International Departures, Terminal 3, Indira Gandhi International Airport, New Delhi|
|Delhi||Plaza Premium(B)||International Terminal 3||Level 4, International Departures, Terminal 3, Indira Gandhi International Airport, New Delhi|
|Goa||Port||Domestic||P K hospitality Pvt ltd., Dabolim Airport, South Goa Golden Chariot Restaurant, 3rd Floor Pin code – 403801|
|Goa||Port||International||P K hospitality Pvt ltd., Dabolim Airport, South Goa Golden chariot Restaurant, 3rd Floor Pin code – 403801|
|Hyderabad||Premium Plaza||Domestic||Level E, Domestic Departures, Rajiv Gandhi International Airport (near Gate 28), Hyderabad|
|Hyderabad||Premium Plaza||International||Level E, International Departures, Rajiv Gandhi International Airport (near Gate 32 A/B), Hyderabad|
|Kolkata||Travel Club||Domestic||Mezzanine Level, Domestic Terminal, Netaji Subhash Chandra Bose, Domestic Airport, Kolkata|
|Kolkata||Travel Club||International||International Terminal, Netaji Subhash Chandra Bose, International Airport, Kolkata|
|Mumbai||TFS||Domestic T1C||Travel food service, Terminal 1 C, 1st floor Opp. Gate A2, Mumbai|
|Mumbai||Clipper Lounge||International T2||Floor Opposite Samsonite, Terminal 2, Mumbai International Airport|
|Mumbai||Mumbai Airport Lounge Services||Domestic T2||Travel Club Lounge, SHA, Terminal 2, Chhatrapati Shivaji International Airport, Mumbai|
|Jaipur||Club One||International||Airports Authority of India, Civil Airport, Sanganer, Jaipur, Rajasthan|
|Pune||Lite and Bite Foods||International||Lite and Bite Foods, 1st Floor After SHA, New Airport Rd, Pune International Airport Area, Lohgaon, Pune, Maharashtra 411032|