HDFC Bank Platinum Times Credit Card

HDFC Platinum Times Credit Card
HDFC Platinum Times Credit Card

At the glance

  • Joining Fee: Rs. 1,000
  • Intro Benefits: Welcome Gift Voucher of upto 100% Cashback from partner brands.
  • Annual Fee: Rs. 1,000. Waived off on spending Rs. 1 Lac within previous card membership year.
  • Save 25% on movies/play tickets spendings.
  • Save 20% against all your food bills at partner restaurants.

Super Powers

  • Upto 100% Cashback Offers from Partners Brands: You receive upto 100% cashback from various partner brands into categories like shopping, wellness, entertainment, dining, online merchants, and hotels etc.


  • Welcome Rewards: HDFC Platinum Times Card comes with welcome gift voucher worth up to 20% to maximum 100% cashback from partner brands including popular online and offline brands such as Netmeds, Kalyan Jewellers, Zoomcar, VLCC, Myntra, Cleartrip and Fab Hotels etc. Go to to check the available offers.
  • Save upto 25% on Movies / Play: On your HDFC Platinum Times Card, you save 25% on movie and play tickets from partner movie outlets.
  • Save 20% on Dining along with Rs. 200 Flat Cashback: On paying your dining bill using Platinum Times Card, you save up to 20% on the food bills at more than 6000 partner restaurant/outlets. This cashback is received in form of Dine-Out Earning (valid for 90 days for the date of earning)and subject to maximum Rs. 500. You can pay a maximum of 50% bill amount using the accumulated dine-out earning on your dine-out app account. Additionally, you also save flat Rs. 200 on dining bills of minimum Rs. 1500. However, the amount paid by redeeming the dine-out earnings, will not be considered for the minimum bill amount of Rs. 1500 in respect of Rs. 200 flat cashback. Moreover, you can avail these benefits over and above any existing offer running at the time of the billing at the partner restaurant.
  • 3.33X Reward Points: With Platinum Times Card, you earn 10 Reward Points instead of 3 Points for every Rs. 150. Only the dining spends during the weekdays at the restaurants/outlets registered under “Restaurant” Merchant Category Code (MCC) as per VISA/Mastercard guidelines, will be considered for this incremental reward points benefit.


  • Reward Points on Regular Purchase: On your HDFC Platinum Times Card, you earn 3 Reward Points against each Rs. 150 spent on retail purchases except fuel, EMI transactions, and E-Wallet transactions.
  • Save 1% on Fuel Purchase: With Platinum Times card, you save1% fuel surcharge waiver or a minimum of Rs. 10 against each fuel transaction between Rs. 400 to Rs. 5,000 at all Petrol Pumps. The maximum fuel waiver in a month, cannot be more than Rs. 500.
  • Lost Card Liability: HDFC AllMiles Card comes with zero lost card liability benefits. Hence, being a HDFC AllMiles card holder you are entitled to lost card liability cover post reporting the loss of the card. After reporting the loss of the card, HDFC will be taking care of any fraud or unauthorized transaction made on the card. Simply call HDFC Credit Card services at their toll-free number 1800-258-3838 from your registered mobile number and report the loss of the card.
  • Annual Fee Waiver: If you spend Rs. 2.5 Lacs on your Platinum Times Card in a card membership year, you earn your annual fee of Rs. 1,000 back.

Staff Review

  • Reward Points: Incremental Reward Points and Reward Points on Regular Transactions
  • Intro Bonus: Welcome Bonus Reward
  • Annual Bonus: Annual Fee Waiver

Eligibility Criteria

  • The applicable age criteria for a Salaried Applicant ranges from minimum 21 years to maximum 60 years.
  • The age criteria for Self-Employed Applicants ranges from minimum 21 years to maximum 65 years.

Fees & Penalties

Type of ChargesApplicable Amount
Add-on Card FeeZero
Typical APR3.49% per month
Cash Withdrawal LimitMax 40% of credit limit
Cash Withdrawal2.5% of the cash amount or Min Rs. 500.
Late PaymentZero to Rs. 750
Over-Limit2.5% of the overlimit amount or Min Rs. 500.
EMI Bounce2% of the payment amount or min Rs. 500 per instance
Foreign Currency Transaction3.5% on the rupee value after conversion
Fuel Surcharge1% of the fuel transaction, subject to minimum Rs. 10
Cash DepositRs. 100 at HDFC Branches and ATMs
Min Amount Due (MAD)5% of the outstanding amount or min Rs. 200.
Card ReplacementRs. 100

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