HSBC Bank Visa Platinum Credit Card

Card Detail

Get 10% cashback on all spends during the first 90 days from the date of card issuance subject to a minimum spend of Rs.10,000 and a maximum cashback of Rs.3000 per card valid from 1 July 2017 to 31 December 2017.

Get Rs 100 BookMyShow voucher on successful application.

Save upto Rs.1200 on domestic flights from Cleartrip.com.

Buy 1 Get 1 movie ticket free from BookMyShow.com

Cardholder must make at least 3 transactions per month to qualify for eligible spends. If the cardholder does not make 3 or more transactions in a particular month then that month’s spends will not be considered for the cashback calculations.

Earn 3X Reward Points on spends on dining, hotels and telecom spend categories for the first 12 months.

Earn 2 points per Rs. 150 spent.

Earn EXTRA points when you shop at participating EXTRA partners, Marriott, JW Marriott, Courtyard Marriott, ezeego.com, Wills Lifestyle, akbartravels.com, Cox and Kings, and many more.

Reward point validity for 3 years.

Get 5X Rewards on subsequent purchases made after crossing spend amount of Rs. 4 Lacs in a year, limited to the maximum of Rs. 10 Lacs in a year .The regular Reward points for eligible transactions will be credited when the transaction is posted on HSBC systems while the extra Reward points will be credited within 60 days at the end of the purchase month. Once the Cardholder becomes eligible for the 5X rewards offer, the 3X rewards offer will cease.

Get movie ticket voucher worth Rs.500 on spending over Rs.50,000 in a calendar month. Cardholder can receive up to a maximum of Rs. 3000 worth free tickets in a year under this offer. The eligible Cardholders will be sent an SMS on their registered mobile number containing a unique code (“Promotion Code”) within 30 days of completion of the offer period.

Save on fuel surcharge by 2.5% or maximum Rs 250 per calendar month for transactions from Rs 400 to Rs 4000.

Enjoy dining with HSBC Dining Privileges with attractive discounts of up to 15% in major cities.

Enjoy the facility of Instant EMI option.

Get covered in case your card is lost or stolen, valid post reporting the loss of the card to the bank.

Get covered for misuse of his/her HSBC Visa Platinum Credit Card upto 24 hours before reporting and registering, for upto Rs. 3 Lacs.

Pros

  • Lost Card Liability Cover
  • Instant EMI Feature
  • Fuel Surcharge Waiver
  • Zero Annual Fee
  • Bonus Cash back
  • Joining Perks

Cons

  • No Complimentary Lounge Access

Fee Details

Annual Fee: Nil

Joining Fee: Nil

Add-on Card Fee:

APR: 39.6%

Late Payment fee: 50% of the minimum payment due, subject to Rs. 400 minimum and Rs. 750 maximum.

Cash Withdrawal Fee: 2.5%, max Rs. 300

Min Payment: 5% of the outstanding balance.

Card Replacement Fee: Rs. 100

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