Benefits
Reward Points Accrual – Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel). Earn 4 PAYBACK Points on every Rs. 100 spent on online transactions. And, Earn 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories.
Movie Benefits – Get up to 2 complimentary movie tickets (Up to Rs. 250 per ticket) every month under the Buy One Get One free offer at BookMyShow. Subject to min purchase of 2 tickets at a time.
Dining Benefits – Minimum 15% savings on dining bills at over 2500+ partner restaurants across India through the Culinary Treats Programme
Fuel Surcharge Waiver – 1% fuel surcharge waiver on fuel transaction of up to Rs. 4,000 at HPCL Petrol Pumps.
Lounge Access – 1 Complimentary access to select airport lounges in India per quarter (worth Rs.500 to Rs. 1100 per visit). Apart from it, 1 complimentary domestic Railway lounge (Currently available at Stations in Delhi and Vizag) visit per quarter for primary cardholder only.
Drawbacks
- No Welcome gift
- No renewal benefit
Highlights
- Under Extended Credit Period Offer, interest will not be charged on your retail transactions made up to the 3rd credit card statement date as long as the Minimum Amount Due as per the 1st and 2nd statement and the Total Amount Due as per the 3rd statement is paid by the corresponding payment due dates. In case you choose to carry forward any balances post the 3rd statement payment due date, standard interest charges will apply on the outstanding amount and the same will reflect in the 4th statement. The offer will continue in case of Card replacement.
- Get special offers for across various categories like Travel, Lodging, Dining, Retail and Online Shopping with American Express Connect.
Milestone Rewards
Offer 1 –
- Spend Rs. 2 Lacs in a year and get 2000 PAYBACK Points.
Offer 2 –
- Get Additional 1000 PAYBACK Points on each Rs. 1 Lac spend thereafter in the same year. Subject to max 10,000 PAYBACK Points in a year.
Offer 3 –
- Spend Rs. 1.50 Lacs in a year and get annual fee waiver for next year.
Fees & Penalties
| Type of Charges | Applicable Amount |
| Annual Fee | Rs. 500 |
| Joining Fee | Rs. 500 |
| Add-on Card Fee | Zero |
| Typical APR | 3.40% per month |
| Cash Withdrawal | 2.5% of the cash amount or Min Rs. 300. |
| Late Payment | Zero to Rs. 700 |
| Over-Limit | 2.5% of the cash amount or Min Rs. 500. |
| EMI Bounce | 2% of the cash amount or Min Rs. 250. |
| Foreign Currency Transaction | 3.5% on the rupee value after conversion |
| Fuel Surcharge | 1% of the fuel transaction, subject to minimum Rs. 10. |
| Cash Deposit | Rs. 100 per instance at branches |
| Min Amount Due (MAD) | 5% of the outstanding amount or min Rs. 100. |
| Card Replacement | Rs. 100 |
FAQs
Hotlist ICICI Bank Credit Card through SMS?
SMS CCBLK <last four digits of your card> to 5676766
AMEX Airport Lounges
| City | Lounge Name | Airport Terminal |
| Bangalore | Plaza Premium | Domestic Departure |
| Bangalore | Plaza Premium | International Departure |
| Chennai | Travel Club | International |
| Chennai | Travel Club | Domestic |
| Ahmedabad | Port Lounge | International |
| Delhi | Plaza Premium | Domestic Departure Terminal 1D |
| Delhi | Plaza Premium | Domestic Departure Terminal 3 |
| Delhi | Plaza Premium | International Departure Terminal 3 (Area B – 4th floor) |
| Delhi | Plaza Premium | International Departure Terminal 3 (Area A – Mezzanine floor) |
| Goa | Port Lounge | Domestic |
| Hyderabad | Premium Plaza | Domestic Departure, Level E |
| Hyderabad | Premium Plaza | International Departure, nearGate No. 32 |
| Kolkata | Travel Club | Domestic |
| Kolkata | Travel Club | International |
| Mumbai | Good Times Bar | Domestic |
| Pune | Port Lounge | Domestic |