ICICI Bank Coral American Express Credit Card

ICICI Coral American Express Credit Card


Reward Points Accrual – Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel). Earn 4 PAYBACK Points on every Rs. 100 spent on online transactions. And, Earn 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories.

Movie Benefits – Get up to 2 complimentary movie tickets (Up to Rs. 250 per ticket) every month under the Buy One Get One free offer at BookMyShow. Subject to min purchase of 2 tickets at a time.

Dining Benefits – Minimum 15% savings on dining bills at over 2500+ partner restaurants across India through the Culinary Treats Programme

Fuel Surcharge Waiver – 1% fuel surcharge waiver on fuel transaction of up to Rs. 4,000 at HPCL Petrol Pumps.

Lounge Access – 1 Complimentary access to select airport lounges in India per quarter (worth Rs.500 to Rs. 1100 per visit). Apart from it, 1 complimentary domestic Railway lounge (Currently available at Stations in Delhi and Vizag) visit per quarter for primary cardholder only.


  • No Welcome gift
  • No renewal benefit


  • Under Extended Credit Period Offer, interest will not be charged on your retail transactions made up to the 3rd credit card statement date as long as the Minimum Amount Due as per the 1st and 2nd statement and the Total Amount Due as per the 3rd statement is paid by the corresponding payment due dates. In case you choose to carry forward any balances post the 3rd statement payment due date, standard interest charges will apply on the outstanding amount and the same will reflect in the 4th statement. The offer will continue in case of Card replacement.
  • Get special offers for across various categories like Travel, Lodging, Dining, Retail and Online Shopping with American Express Connect.

Milestone Rewards

Offer 1 –

  • Spend Rs. 2 Lacs in a year and get 2000 PAYBACK Points.

Offer 2 –

  • Get Additional 1000 PAYBACK Points on each Rs. 1 Lac spend thereafter in the same year. Subject to max 10,000 PAYBACK Points in a year.

Offer 3 –

  • Spend Rs. 1.50 Lacs in a year and get annual fee waiver for next year.

Fees & Penalties

Type of ChargesApplicable Amount
Annual FeeRs. 500
Joining FeeRs. 500
Add-on Card FeeZero
Typical APR3.40% per month
Cash Withdrawal2.5% of the cash amount or Min Rs. 300.
Late PaymentZero to Rs. 700
Over-Limit2.5% of the cash amount or Min Rs. 500.
EMI Bounce2% of the cash amount or Min Rs. 250.
Foreign Currency Transaction3.5% on the rupee value after conversion
Fuel Surcharge1% of the fuel transaction, subject to minimum Rs. 10.
Cash DepositRs. 100 per instance at branches
Min Amount Due (MAD)5% of the outstanding amount or min Rs. 100.
Card ReplacementRs. 100


Hotlist ICICI Bank Credit Card through SMS?

SMS CCBLK <last four digits of your card> to 5676766 

AMEX Airport Lounges

CityLounge NameAirport Terminal
BangalorePlaza PremiumDomestic Departure
BangalorePlaza PremiumInternational Departure
ChennaiTravel ClubInternational
ChennaiTravel ClubDomestic
AhmedabadPort LoungeInternational
DelhiPlaza PremiumDomestic Departure Terminal 1D
DelhiPlaza PremiumDomestic Departure Terminal 3
DelhiPlaza PremiumInternational Departure Terminal 3 (Area B – 4th floor)
DelhiPlaza PremiumInternational Departure Terminal 3 (Area A – Mezzanine floor)
GoaPort LoungeDomestic
HyderabadPremium PlazaDomestic Departure, Level E
HyderabadPremium PlazaInternational Departure, nearGate No. 32
KolkataTravel ClubDomestic
KolkataTravel ClubInternational
MumbaiGood Times BarDomestic
PunePort LoungeDomestic

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